Thornloe is a village of 92 residents in the Timiskaming District, and a village of ninety-two people closes real estate the same way a city does with us: one flat fee, HST included, run by phone, email, and e-signature.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Thornloe, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Thornloe-specific mechanics we handle on every file — so nothing surprises you at closing.
As a village, Thornloe still falls under the Timiskaming Land Registry Office, LRO #54, with filing completed electronically — village status has no bearing on how registration works.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
A Thornloe purchase is subject to Ontario's provincial land transfer tax only. StatCan's 2021 Census put Thornloe's population at 92, across 53 private dwellings, 48 of them occupied by usual residents — among the smallest markets in the province, but not one we price any differently. Our purchase fee is $1,354.87 flat, HST included, with land transfer tax and disbursements itemized separately at cost.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling in Thornloe involves the same steps as any Ontario file: discharging the mortgage, handling the buyer's requisitions, and releasing your proceeds on closing, for a flat $1,241.87, HST included. Land transfer tax is charged to buyers, not sellers, so it isn't part of a Thornloe seller's bill.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
New mortgages, refinances, and private mortgage registrations on Thornloe properties are handled under our Mortgage service for a flat $1,241.87, HST included. We confirm the lender's conditions, prepare the charge, and register it so funds advance on time, however small the file, and however few files close in the village each year.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
We operate from Mississauga, and a Thornloe file runs by phone, email, and e-signature from intake to closing, so a local office was never part of how this works.
No. Ontario's provincial land transfer tax is the only one that applies to a Thornloe purchase.
Land transfer tax, disbursements, and optional title insurance are itemized separately, at cost, apart from our legal fee.
The Timiskaming Land Registry Office, LRO #54; we file electronically as part of your closing.
The population number doesn't change the legal steps — a Thornloe closing still needs a title search, prepared documents, and registration, handled with the same process we'd use anywhere.
Below are the StatCan and land registry sources behind Thornloe's population, dwelling, and land transfer tax figures, for anyone who wants to check them directly.
Open your Thornloe file in minutes — hear from your lawyer tomorrow.