Larder Lake Township, a Timiskaming District community of 745 people, receives the same treatment we give every Ontario closing: one set fee, HST included, and a file run entirely by phone, email, and e-signature.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Larder Lake, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Larder Lake-specific mechanics we handle on every file — so nothing surprises you at closing.
Larder Lake Township belongs to the Timiskaming census division, and title there registers at the Timiskaming Land Registry Office, LRO #54. Because that office processes registrations electronically, our closings on Larder Lake files don't call for anyone to attend in person.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Purchasing in Larder Lake Township means Ontario's provincial land transfer tax applies and nothing more at the municipal level, since townships aren't set up to add their own transfer tax. Our purchase fee is a flat $1,354.87, HST included, with the provincial LTT and disbursements each shown as their own line so your closing cost breakdown is easy to read before signing. Larder Lake's 2021 population was 745, with 440 private dwellings recorded, of which 352 were occupied by usual residents. Cottages, single-family homes, or vacant land in the township all go through the identical title search and closing process on our end.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling property in Larder Lake Township, we secure the discharge for your current mortgage, work through requisitions from the buyer's lawyer, and prepare a proceeds statement so you know your net figure before the closing date arrives. Land transfer tax rests with the buyer, so it's never part of what you pay. Our sale fee is fixed at $1,241.87, HST included, regardless of what your property sells for.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
Mortgage matters in Larder Lake Township — new financing, refinancing, private mortgages — run through us at a flat $1,241.87, HST included. We match your lender's commitment letter to the closing figures, draft the charge for registration, and clear any outstanding conditions so funds move on the day scheduled.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
Yes — we work Larder Lake Township files by phone, email, and e-signature, so you get the same lawyer access as a buyer in a larger centre.
No. Only Ontario's provincial land transfer tax applies — Larder Lake Township has no municipal version of that tax.
No. The flat fee includes HST, and government costs like land transfer tax or optional title insurance are itemized separately at cost, never rolled into the legal fee.
The Timiskaming Land Registry Office, LRO #54, using electronic registration — a step we complete as part of your flat fee.
Not on our end. We start title review and closing preparation as soon as you retain us, aiming to hold the date already agreed in your contract.
The links below point to official government and land registry sources for Larder Lake Township buyers and sellers who want to check these numbers.
Open your Larder Lake file in minutes — hear from your lawyer tomorrow.