Point Edward is a small village on the Lambton County side of the border, and we handle real estate files there the same way we do anywhere else in Ontario: flat fee, HST included, everything by phone, email, and e-signature.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Point Edward, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Point Edward-specific mechanics we handle on every file — so nothing surprises you at closing.
ONLAND is the system we use to file Point Edward registrations with the Lambton Land Registry Office (LRO #25). Since the rest of your file is already conducted online, that electronic filing step lines up with everything else — no separate trip required on your end.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Point Edward buyers owe Ontario's provincial land transfer tax and no separate municipal tax — we work that figure into your upfront cost breakdown so there's nothing hidden. The village sits within the Lambton census division and had about 1,930 residents at the 2021 census, with 989 private dwellings recorded and 938 of those occupied by usual residents — a high occupancy rate that reflects a mostly year-round community rather than a seasonal one. Small village or not, the legal steps for closing your purchase don't change.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
A Point Edward sale follows the same process as anywhere else in Ontario: we pay out and discharge your existing mortgage, respond to requisitions from the buyer's lawyer, and release your proceeds once the closing funds are in. Land transfer tax is the buyer's responsibility, not yours, so it plays no part in your numbers. You'll hear from us by email as each stage of the file wraps up.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
We handle new purchase mortgages, refinances, and private mortgage registrations on Point Edward properties through the same flat-fee Mortgage service, HST included either way. That means reviewing your lender's commitment letter, registering the charge against title, and confirming conditions are met before funds are released. One process, whatever the mortgage type.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
Yes. Village or city, the legal work is the same — title search, mortgage instructions, closing documents — and we've built our process to run the same way for either.
No. Point Edward buyers pay Ontario's provincial land transfer tax only; the municipal top-up tax applies solely in the City of Toronto.
The flat fee we quote, HST included, is our full legal fee. Government charges like land transfer tax, plus optional title insurance, are listed separately so you always know what you're paying for.
The Lambton Land Registry Office, LRO #25, handles Point Edward registrations, filed electronically through ONLAND as part of your flat fee.
There's no need to search for a nearby office — our team works your file by phone, email, and e-signature, so you get full service without leaving home.
Below are official government and land registry resources for Point Edward homebuyers and sellers who'd like to look into the details themselves.
Open your Point Edward file in minutes — hear from your lawyer tomorrow.