Oil Springs is a Village of 647 residents within Lambton County, and closings here follow the same flat-fee, fully online process as anywhere else in Ontario — one price, HST included, agreed before we start.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Oil Springs, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Oil Springs-specific mechanics we handle on every file — so nothing surprises you at closing.
Oil Springs sits under the Lambton Land Registry Office (LRO #25) for registration purposes; filings are done electronically, and we run everything else on your file — signing, exchanging documents, closing — by phone, email, and e-signature.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Buyers in Oil Springs pay only Ontario's provincial land transfer tax; the municipal land transfer tax that Toronto charges doesn't apply here, or anywhere else in the province. Our flat purchase fee is $1,354.87, HST included, and the land transfer tax plus disbursements are itemized separately, charged at cost. The 2021 census counted 283 private dwellings in Oil Springs, with 267 occupied by usual residents — a village-scale housing stock, though the legal steps of a purchase don't scale down to match it: title search, requisitions, mortgage instructions, and closing all still apply in full. We confirm the fee in writing before your file opens.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
On a sale in Oil Springs, we discharge your outstanding mortgage, respond to the buyer's requisitions, and get your net proceeds to you once closing is confirmed. The flat selling fee is $1,241.87, HST included; disbursements are billed separately at cost. Since land transfer tax falls on the buyer, it never shows up on your closing statement. Updates come to you in plain language at each step.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
Whether you need a purchase mortgage registered, an existing mortgage refinanced, or a private mortgage put on title in Oil Springs, our Mortgage service handles it for one flat fee of $1,241.87, HST included. We review the commitment letter, prepare and register the charge, and check that lender conditions are cleared before funds are released.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
You don't have to search for one physically in Oil Springs. We handle document review, signing, and closing by phone, email, and e-signature for buyers and sellers across the village.
No. Toronto is the only Ontario municipality currently charging an additional municipal land transfer tax; Oil Springs buyers pay the provincial tax only.
No hidden costs — the flat fee, HST included, is our legal fee. Land transfer tax and disbursements are separate, at cost, and shown to you upfront.
The Lambton Land Registry Office, LRO #25, handles registration for Oil Springs property, filed electronically through the province's system.
Yes. A population of 647 doesn't change the legal steps or the flat fee — Oil Springs files run through the identical checklist as any Ontario closing.
Below are official government and land registry resources for Oil Springs buyers and sellers who want to verify these details directly.
Open your Oil Springs file in minutes — hear from your lawyer tomorrow.