Niagara Region is twelve municipalities and close to half a million people, from St. Catharines and Niagara Falls down to smaller towns like Wainfleet, and every single one of them closes on the exact same flat fee.
With twelve municipalities, Niagara Region has more of them than most counties on this list — St. Catharines, Niagara Falls, and Welland anchor it, with Fort Erie, Grimsby, Lincoln, Thorold, Port Colborne, Pelham, West Lincoln, and Wainfleet filling out the rest. That range, from a city of well over a hundred thousand down to a township of a few thousand, is why a flat fee matters: purchases are $1,354.87, sales $1,241.87, refinances $1,241.87, flat and taxes included regardless of municipality.
St. Catharines · Niagara Falls · Welland · Fort Erie · Grimsby · Lincoln · Thorold · Port Colborne · Niagara-on-the-Lake · Pelham · West Lincoln · Wainfleet
The same transparent pricing everywhere in Ontario — no city surcharges, no estimates.
$1,354.87
Flat, taxes included. Disbursements & Land Transfer Tax extra, at cost.
How buying works →$1,241.87
Flat, taxes included. New mortgages, refinances & private lending.
How it works →The firm handles closings across all twelve Niagara Region municipalities through document upload, e-signature, and phone or video calls, so location within the region doesn't change the process.
No. The flat fee is identical across every municipality in Niagara Region, from the largest city to the smallest township.
Purchases are $1,354.87 and sales or refinances are $1,241.87, both flat with taxes included. Disbursements and land transfer tax are charged separately, at cost, and itemized on your statement.
No. Every municipality in Niagara Region falls under the provincial land transfer tax only — none of the twelve add a municipal tax the way Toronto does.
Development in a regulated area, and interference with a wetland or watercourse, require a permit under section 28.1 of the Conservation Authorities Act, issued by the conservation authority rather than the municipality under O. Reg. 41/24. Watersheds do not follow municipal lines, and Niagara Region is reached by two watershed authorities — which one applies depends on where the property drains.
| Authority | Phone | Website |
|---|---|---|
| Hamilton Conservation Authority | 905-525-2181 | conservationhamilton.ca |
| Niagara Peninsula Conservation Authority | 905-788-3135 | npca.ca |
Authorities whose administrative area intersects Niagara Region. Source: Conservation Ontario, Conservation Authority Boundaries (2023); confirm the authority for a specific address with Find a Conservation Authority. Retrieved 2026-08-10.
Twelve Niagara Region municipalities, one flat fee across every one of them. Start your file today and see the price now.