Machin, a municipality of roughly 1,012 people in the Kenora census division, doesn't generate a high volume of real estate closings — but every one it does gets the same flat fee and fully online process we use across Ontario, from offer to registered closing.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Machin, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Machin-specific mechanics we handle on every file — so nothing surprises you at closing.
Machin properties register at the Kenora Land Registry Office (LRO #23), with the registration itself completed electronically through ONLAND rather than in person. That's why a Machin file moves through calls, emailed drafts, and e-signed closing paperwork instead of office meetings.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
A Machin purchase is subject to Ontario's provincial land transfer tax alone; the additional municipal land transfer tax that some Ontario cities are permitted to charge doesn't apply here. StatCan's 2021 census counted 632 total private dwellings in Machin and 457 occupied by usual residents, against a population of about 1,012. That gap points to a meaningful share of seasonal or unoccupied properties, which we'll state without speculating further. Whatever the property, your purchase closes at one flat, HST-included price, with the provincial LTT figure and any rebate you may be eligible for included in your closing cost estimate.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling in Machin uses the same legal steps as any Ontario sale: title search, discharge of your current mortgage, responses to the buyer's requisitions, and release of net proceeds once closing funds land. Land transfer tax is the buyer's expense, so it doesn't come out of your proceeds. With relatively few resale transactions moving through Machin in a typical year, we make sure each step is documented plainly so you're never guessing what happens next.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
New purchase mortgages, refinances, and private mortgage registrations on Machin properties all fall under our Mortgage service's single flat, HST-included fee. We check the commitment letter from your lender, register the charge on title, and confirm funding conditions are met before your closing date. The process holds whether you're financing with a bank or a private lender.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
Yes. Machin sees far fewer transactions than a large city, but the legal work involved is the same, and our flat fee is set by the type of file, not by how busy the local market is.
No. Buyers in Machin pay Ontario's provincial land transfer tax only; the municipal-level tax some cities charge isn't applied here.
You don't need a Kenora-district office nearby. Calls, emailed drafts, and e-signed closing documents move a Machin file forward the same way no matter where you're located.
The Kenora Land Registry Office, LRO #23, with electronic registration through ONLAND included as part of your flat fee.
It includes HST and our legal work. Government charges — provincial land transfer tax, registration costs, and optional title insurance — are itemized separately at cost so nothing is hidden.
Below are official Ontario government and land registry resources for Machin buyers and sellers who want to review the rules on their own.
Open your Machin file in minutes — hear from your lawyer tomorrow.