Ear Falls is a township of 924 people within the Kenora census division. Purchase, sale, and mortgage files close at one flat fee, HST included, using phone calls, email, and e-signature the whole way through.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Ear Falls, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Ear Falls-specific mechanics we handle on every file — so nothing surprises you at closing.
Ear Falls properties register through the Kenora Land Registry Office (LRO #23); the actual filing is done electronically through ONLAND, which keeps the closing process the same regardless of how far north the property sits.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
An Ear Falls purchase is subject to Ontario's provincial land transfer tax alone — no municipal land transfer tax applies here, a charge unique to Toronto among Ontario municipalities. We estimate your provincial LTT up front and check for any first-time buyer rebate as part of your opening summary. StatCan counted 506 private dwellings in Ear Falls in 2021, with 402 occupied by usual residents at census time, both figures reported without further comment. Purchase files run $1,354.87 flat, HST included, with land transfer tax and disbursements listed separately at actual cost.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
A sale in Ear Falls follows the standard sequence: discharging any mortgage registered against the property, responding to the buyer's requisitions, and finalizing the statement of adjustments so proceeds are ready on closing day. Land transfer tax is paid by the buyer, so it has no impact on what a seller owes. Our sale fee is a flat $1,241.87, HST included.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
New purchase mortgages, refinances, and private mortgage registrations on Ear Falls property are handled through our Mortgage service for $1,241.87 flat, HST included — reviewing your commitment letter, registering the charge, and confirming closing conditions are met so funds are ready on time, every time.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
Yes — documents are reviewed, signed, and closed by phone, email, and e-signature. Nothing about the process requires a trip to an office.
No. Ear Falls buyers pay Ontario's provincial land transfer tax only; Toronto stands alone in charging a municipal rate on top.
Land transfer tax, disbursements, and optional title insurance — government or third-party charges we itemize separately from our legal fee.
The Kenora Land Registry Office, LRO #23, with electronic registration through ONLAND included at no extra charge.
No — the timeline is set by the agreement of purchase and sale, and we start preparing your closing documents as soon as we're retained.
Below are official government and land registry resources for Ear Falls homebuyers and sellers who want to check these figures for themselves.
Open your Ear Falls file in minutes — hear from your lawyer tomorrow.