Hastings County is made up of fourteen municipalities north of the Bay of Quinte, from Tweed and Stirling-Rawdon down to small townships like Limerick and Wollaston. Treadstone Law closes a purchase, sale, or refinance the same flat way no matter which of the fourteen it's in.
“The condo I bought had a pending special assessment, and I was glad it was flagged and explained before I closed rather than after.”
J.Y. · Condo purchase · Belleville
Shared with permission. Initials changed to protect client privacy.
Fourteen municipalities sit inside Hastings County, more than almost any other Ontario county, ranging from Tweed and Stirling-Rawdon at the larger end down to Limerick, Tudor and Cashel, and Wollaston, each under a thousand residents. Treadstone Law's flat fees stay fixed across all fourteen: $1,354.87 for a purchase, $1,241.87 for a sale, $1,241.87 for a refinance, taxes included, land transfer tax and disbursements added at cost. A file in Centre Hastings and one in a small township like Faraday go through the same steps.
Tweed · Stirling-Rawdon · Centre Hastings · Tyendinaga · Hastings Highlands · Marmora and Lake · Bancroft · Madoc · Deseronto · Faraday · Carlow/Mayo · Tudor and Cashel · Wollaston · Limerick
The same transparent pricing everywhere in Ontario — no city surcharges, no estimates.
$1,354.87
Flat, taxes included. Disbursements & Land Transfer Tax extra, at cost.
How buying works →$1,241.87
Flat, taxes included. New mortgages, refinances & private lending.
How it works →Purchase price aside, this is what a buyer in Hastings County sees on the closing statement: our fee, then the disbursements we estimate on your behalf, then the government taxes — each sourced and dated. We don't total these into one figure; disbursements vary by file and are itemized in your written quote.
| Line item | $600,000 | $900,000 | $1,200,000 |
|---|---|---|---|
| Our fee (flat, any price) — 13% HST included | $1,354.87 | $1,354.87 | $1,354.87 |
| Estimated disbursements — billed at cost, itemised in your written quote; they vary by file | |||
| Teranet search fees & disbursements (registrations, searches, bank fees) — estimate | $583.26 | $583.26 | $583.26 |
| Technology & file management — estimate | $332.05 | $332.05 | $332.05 |
| Title insurance (example premium, varies by insurer and price) | $513.80 | $805.40 | $1,097.00 |
| Government charges | |||
| Ontario land transfer tax | $8,475.00 | $14,475.00 | $20,475.00 |
| First-time buyer refunds, if you qualify | − up to $4,000 | − up to $4,000 | − up to $4,000 |
Disbursements vary by file and are itemized, estimated in writing, before any work begins — these lines are estimates, not quotes. Ontario refunds up to $4,000 of the land transfer tax for first-time buyers, applied by your lawyer at registration.
Sources: Ontario electronic land registration fee, 2026-09-17: ontario.ca (rises to $86.42 per instrument from 2026-11-02); TitlePLUS residential premium schedule, 2026-09-17: titleplus.ca; Ontario land transfer tax, 2026-09-17: ontario.ca.
See the full breakdown on our Ontario real estate lawyer fee guide or flat-fee pricing page.
Ontario licensing lets a real estate lawyer act on a closing in any of Hastings County's fourteen municipalities without needing an office located inside one of them.
$1,241.87 flat, taxes included, whether the property is in a larger municipality like Tweed or a small township like Limerick or Wollaston.
Bancroft, Carlow/Mayo, Centre Hastings, Deseronto, Faraday, Hastings Highlands, Limerick, Madoc, Marmora and Lake, Stirling-Rawdon, Tudor and Cashel, Tweed, Tyendinaga, and Wollaston — fourteen in total.
No — the flat purchase, sale, and refinance fees apply the same way across all fourteen municipalities; only land transfer tax and disbursements move with the transaction.
Development in a regulated area, and interference with a wetland or watercourse, require a permit under section 28.1 of the Conservation Authorities Act, issued by the conservation authority rather than the municipality under O. Reg. 41/24. Watersheds do not follow municipal lines, and Hastings County is reached by 3 watershed authorities — which one applies depends on where the property drains.
| Authority | Phone | Website |
|---|---|---|
| Crowe Valley Conservation Authority | 613-472-3137 | crowevalley.com |
| Lower Trent Conservation | 613-394-4829 | ltc.on.ca |
| Quinte Conservation | 613-968-3434 | quinteconservation.ca |
Authorities whose administrative area intersects Hastings County. Source: Conservation Ontario, Conservation Authority Boundaries (2023); confirm the authority for a specific address with Find a Conservation Authority. Retrieved 2026-08-10.
Sourced, dated municipal and provincial data for Hastings County — not legal advice, just the facts a closing touches.
3 authorities cover this county/region: Crowe Valley Conservation Authority, Lower Trent Conservation, Quinte Conservation — which one applies depends on where the property drains. Development in a regulated area, or interference with a wetland or watercourse, needs a permit from the conservation authority — separate from municipal approvals — under section 28.1 of the Conservation Authorities Act.
Source: Conservation Ontario, Conservation Authority Boundaries (2023). Retrieved 2026-08-10.
Deals for Hastings County register at the Hastings Land Registry Office (LRO #21), filed electronically through ONLAND.
Source: Ontario, Land registry offices (LRO) directory. Retrieved 2026-09-17.
The property-tax adjustment on the statement of adjustments doesn't set up a new tax account — it simply divides the current tax bill between buyer and seller as of closing day, crediting whichever side prepaid past their ownership. After closing, the municipality bills the new owner directly.
Ontario land transfer tax is the largest single line on most closing statements, and it is due in full on closing day. Enter a price to see the bracket-by-bracket calculation, the first-time buyer refund, and — where they apply — the Toronto municipal tax and the Non-Resident Speculation Tax. Full workings and the rate sources are on the land transfer tax calculator.
One flat fee across Hastings County's fourteen municipalities, from Tweed to the smallest northern townships. Reach out to start your file.