Greater Madawaska, a Renfrew County township along the Madawaska River, closes real estate on the same flat, HST-included fee we use everywhere in Ontario — one price whether you're buying, selling, or registering a mortgage, handled by phone, email, and e-signature.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Greater Madawaska, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Greater Madawaska-specific mechanics we handle on every file — so nothing surprises you at closing.
Greater Madawaska title records are held at the Renfrew Land Registry Office (LRO #49), and like the rest of Ontario, registration is filed electronically through ONLAND/Teraview rather than in person.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Buyers in Greater Madawaska pay Ontario's provincial land transfer tax only; the additional municipal tax that Toronto charges doesn't extend to Renfrew County, so your LTT is calculated at the provincial rate alone. That estimate goes into your closing cost breakdown from the start, along with a check for any first-time buyer rebate. StatCan's 2021 count put 2,251 private dwellings in the township against 1,343 occupied by usual residents, reflecting a meaningful share of river and lake properties used seasonally. Year-round home or seasonal property on the Madawaska, the closing process and the fee stay the same.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
A Greater Madawaska sale goes through the standard Ontario steps on our end — discharging your mortgage from title, answering the buyer's requisitions, and releasing your net proceeds after closing funds are confirmed. Land transfer tax is charged to the buyer alone, so it never appears on a seller's side of the ledger. We send updates through each stage of the file rather than leaving you to guess.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
New purchase mortgages, refinances, and private mortgage registrations on Greater Madawaska properties are all covered under one flat, HST-included Mortgage fee. We reconcile your lender's commitment letter with the file, register the charge, and confirm closing conditions are satisfied so funds move on schedule.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
You don't need a law office in Calabogie or Griffith to close a Greater Madawaska file — document review, signing, and closing all run by phone, email, and e-signature.
No — that extra tax layer is unique to Toronto. Greater Madawaska buyers pay Ontario's provincial land transfer tax and no municipal add-on.
Our flat fee already includes HST. Costs like provincial land transfer tax and optional title insurance show up as their own line items, so it's always clear what's legal fee and what's a government or third-party charge.
The Renfrew Land Registry Office, LRO #49, holds title for Greater Madawaska, and filings go in electronically through ONLAND/Teraview, folded into our flat fee.
Yes — once retained, we get moving on title review, your mortgage lender's instructions, and the closing paperwork right away, so the date already set in your agreement holds, riverfront lot or in-town home alike.
The resources below are official government and land registry sources for Greater Madawaska buyers and sellers who want to check the details themselves.
Open your Greater Madawaska file in minutes — hear from your lawyer tomorrow.