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What the bill is made of
A seller's closing bill is short: our fee, plus the disbursements that cover your discharge (if there is one), title search and closing costs. We never total these into one number -- disbursements are extra, billed at cost, and vary by file.
| Line item | Amount |
|---|---|
| Our fee — Home Sale (HST included)Set by us, published on our price list. | $1,241.87 |
| Disbursements — extra, billed at costTeranet search fees & disbursements (registrations, searches, bank fees); technology & file management. | Varies by file |
Disbursements are extra, billed at cost, and vary by file, so we do not state an amount for them. We do not total our fee and disbursements into one figure — see each line.
What is extra
Billed separately, at cost: Teranet search fees & disbursements (registrations, searches, bank fees); technology & file management — billed at cost, and they vary by file.
How to pay, and what happens next
Open your file online — nothing is due to start most real estate files. Once we've reviewed the details, our Team sends a written quote itemizing our fee and HST before you sign anything. Disbursements and any land transfer tax are extra, billed at cost, and are paid from your closing funds on closing day — there's nothing to pay up front. If anything about your file turns out to be more complex than usual, we pause, explain what changed, and confirm the extra cost with you before doing the work.
Frequently asked questions
Do I pay land transfer tax when I sell?
No -- land transfer tax is a buyer's cost, paid by whoever is acquiring the property.
Do I need title insurance to sell?
No -- title insurance protects a buyer's (or their lender's) interest going forward. As the seller, you don't need your own policy for the sale itself.
What if I still have a mortgage?
We register a discharge once your existing lender confirms payout -- that's covered within the Teranet search fees & disbursements line above, not billed separately.
What's extra beyond $1,241.87?
Billed separately, at cost: Teranet search fees & disbursements (registrations, searches, bank fees); technology & file management -- billed at cost, and they vary by file.
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Open your file online in minutes — our Team reviews it before a dollar is owed.