Cramahe property transactions close entirely online through Treadstone Law: a single flat legal fee, HST included, covers buying, selling, or refinancing, with no office visit anywhere in the process.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Cramahe, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Cramahe-specific mechanics we handle on every file — so nothing surprises you at closing.
Cramahe is a township in the Northumberland census division, and its properties register at Northumberland Land Registry Office #39, with title recorded electronically through ONLAND (Teraview).
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Cramahe buyers are responsible for Ontario's provincial land transfer tax only, since Toronto is the sole Ontario municipality that also charges a municipal land transfer tax. Our flat purchase fee is $1,354.87, HST included; land transfer tax and disbursements are extra, itemized at cost and shown clearly before you sign. The 2021 Census recorded 2,772 total private dwellings in Cramahe, with 2,603 occupied by usual residents. Whatever type of home you're purchasing, the fee and tax structure don't change.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling in Cramahe follows Ontario's standard conveyancing process: title review, discharging the mortgage on record, responding to the buyer's requisitions, and releasing your proceeds once closing funds are confirmed. Land transfer tax belongs to the buyer, so it never touches a seller's file. Our flat selling fee is $1,241.87, HST included, with disbursements itemized separately.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
New purchase mortgages, refinances, and private mortgage registrations on Cramahe property are handled for a flat $1,241.87 fee, HST included. We review the lender's commitment letter, prepare and register the charge, and confirm conditions are satisfied before funds are released to your file on closing day.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
No — our Cramahe files are handled online and by phone from document review through closing, wherever you're located.
There isn't. A municipal land transfer tax applies only within Toronto's city limits, so Cramahe buyers are on the hook for the provincial tax alone.
Our HST-included flat fee is the total for legal work. The land transfer tax and disbursements sit apart from that, charged at cost and itemized for you.
Cramahe properties register at Northumberland Land Registry Office #39, electronically through ONLAND.
The 2021 Census recorded 2,772 total private dwellings in Cramahe, with 2,603 occupied by usual residents.
Below are official government and land registry resources for Cramahe buyers and sellers who want to check the underlying figures.
Open your Cramahe file in minutes — hear from your lawyer tomorrow.