Bonfield is a single-tier township of roughly 2,146 people in the Nipissing census division. Buying, selling, or refinancing a Bonfield property goes through our standard flat-fee process, HST included, from start to finish.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Bonfield, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Bonfield-specific mechanics we handle on every file — so nothing surprises you at closing.
We file Bonfield closings at the Nipissing Land Registry Office (LRO #36) electronically through ONLAND (Teraview), the standard registration path throughout the Nipissing district.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Buyers closing on a Bonfield property pay Ontario's provincial land transfer tax only, since the township has no municipal transfer tax of its own. The 2021 Census counted 1,080 private dwellings in Bonfield, with 889 occupied by usual residents. Registration happens at the Nipissing Land Registry Office (LRO #36), filed electronically through ONLAND. We combine the provincial LTT estimate, any rebate you might qualify for, and our flat legal fee into one closing cost breakdown before you're asked to commit.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling in Bonfield follows the same steps as any Ontario file with us: discharging the existing mortgage from title, handling the buyer's requisitions, and calculating and releasing your net proceeds on closing day. Land transfer tax falls to the buyer, not the seller, so it won't touch your bottom line. We check in with you at each stage of a Bonfield closing.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
Our Mortgage service handles new purchase mortgages, refinances, and private mortgage registrations against Bonfield properties, all for the same flat, HST-included fee. We compare the commitment letter to the closing file, register the charge at the Nipissing Land Registry Office, and confirm the lender's conditions are met before funds move. New, refinance, or private — the fee doesn't change.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
Yes — no nearby office is needed. Document review, signing, and closing on a Bonfield file happen by phone, email, and e-signature.
No. Buyers pay Ontario's provincial land transfer tax only; Bonfield doesn't add a municipal charge on top.
The fee includes HST and our legal work. Government charges like the provincial land transfer tax and optional title insurance are shown as separate line items.
The 2021 Census recorded 1,080 total private dwellings, with 889 occupied by usual residents — a small file volume, handled with the same legal steps as a larger market.
Usually, yes. We begin title review, mortgage instructions, and closing documents as soon as we're retained.
Below are official government and land registry resources for Bonfield buyers and sellers who want to check the details on their own.
Open your Bonfield file in minutes — hear from your lawyer tomorrow.