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№ 01Franchise Resales · Kawarthas, Peterborough & Northumberland

Buying a franchise in Kawarthas, Peterborough & Northumberland

Franchise resale activity in the Kawarthas, Peterborough and Northumberland centres on Peterborough as the region's retail and quick-service hub, with a second cluster of highway-service franchises strung along the Highway 401 corridor through Cobourg and Port Hope, and a lighter, more seasonal footprint through Kawartha Lakes' cottage-country towns.

Kawarthas, Peterborough & Northumberland franchise resales, in the full business-sale context.

№ 01.1The Resale, End to End

From offer to ownership

Peterborough carries the region's densest concentration of franchise units, from quick-service restaurants to retail and service brands serving the city and its surrounding townships, and typically has the most established plaza landlords for a buyer to work with. Along the 401 corridor through Cobourg, Port Hope and Brighton, franchise activity leans toward highway-oriented formats built around through-traffic, where lease terms and signage rights can carry their own conditions. Further north and west through Kawartha Lakes and the smaller Northumberland townships, franchise units are fewer and more likely tied to seasonal cottage-country trade, with trading histories that reflect a compressed summer period. A buyer moving between these zones should expect real differences in plaza sophistication, landlord experience and unit density.

Getting approved

01

Conditional offer & site review

Buyer and seller agree on price and key terms for the specific location, usually with a site visit and a first look at the lease built into the conditions from the start.

usually 1–2 weeks
02

Franchisor application & consent

The buyer applies formally to the franchisor — financials, experience, and background — while the franchisor decides whether to approve the transfer or exercise a right of first refusal instead.

3–8 weeks, often the critical path
03

Disclosure considerations

A franchise disclosure document may still be required — Ontario courts read the resale exemption narrowly, so this gets confirmed early rather than assumed.

assessed early, runs in parallel

Getting to closing

04

Lease & premises

Landlord consent to assign the lease into the buyer's name runs alongside the franchisor's own review. Here, the pinch point is usually landlord consent on 401-corridor highway plazas with their own signage and access conditions, or — further into Kawartha Lakes — a smaller landlord unfamiliar with franchise assignment paperwork.

2–6 weeks
05

Training & transfer approval

The incoming owner, or a designated manager, typically completes the franchisor's operator training before or shortly after taking over the location.

1–3 weeks
06

Closing

Funds, keys, and the transfer paperwork change hands, with an equipment and inventory count settled the same day.

1 day, once conditions are met
Most franchise resales in Kawarthas, Peterborough & Northumberland close in 45–90 daysMulti-unit or fleet resales typically run longer.
№ 01.2Deal Structure

Asset sale or share sale?

This is the first real decision in a Kawarthas, Peterborough & Northumberland franchise resale — and it changes what you're buying, what you're taking on, and how the franchise agreement moves.

QuestionAsset purchaseShare purchase
Franchise agreement & ROFRTypically re-issued or assigned to the buyer for this specific location, subject to franchisor consent and any right of first refusal.Generally stays in place — the franchisor's consent to the change of control is still required.
LeaseAssigned into the buyer's name with landlord consent.Usually stays in place, unless the lease has its own change-of-control clause.
Seller's liabilitiesGenerally stay behind with the seller's corporation.Generally come with the company, known and unknown.
Tax angleA stepped-up cost base on the assets purchased; an HST s.167 election may apply.Cost base carries over from the seller, who may access the lifetime capital gains exemption on qualifying small business shares.
StaffEmployment Standards Act continuity rules typically apply.Employment generally continues uninterrupted — the employer doesn't change.
Franchise agreement & ROFR
Asset sale

Typically re-issued or assigned to the buyer for this specific location, subject to franchisor consent and any right of first refusal.

Lease
Asset sale

Assigned into the buyer's name with landlord consent.

Seller's liabilities
Asset sale

Generally stay behind with the seller's corporation.

Tax angle
Asset sale

A stepped-up cost base on the assets purchased; an HST s.167 election may apply.

Staff
Asset sale

Employment Standards Act continuity rules typically apply.

We tell you which structure fits — before you sign anything.

№ 01.4Regional Data

Kawarthas, Peterborough & Northumberland, by the numbers

Every figure below traces to a named public source — no estimates, no filler.

9,867
Employer businesses in Kawarthas, Peterborough & Northumberland
Statistics Canada, Canadian Business Counts, Table 33-10-1097 · December 2025
98.5%
are small businesses (1–99 employees)
Statistics Canada, Canadian Business Counts, Table 33-10-1097 · December 2025
9,716
small businesses trading here
Statistics Canada, Canadian Business Counts, Table 33-10-1097 · December 2025
12
municipalities anchor the region
Region membership per the Kawarthas, Peterborough & Northumberland page family

Private-sector employment, by employer size — Canada-wide

Small (1–99): 46.6%Medium (100–499): 17.0%Large (500+): 36.4%

ISED, Key Small Business Statistics 2025 (2024 data). A Kawarthas, Peterborough & Northumberland-specific breakdown isn't published — with 98.5% of local employer businesses being small, the local picture likely tilts further toward small business.

Typical patterns across Ontario deals — not a quote or advice; every deal is confirmed on its own facts.

№ 01.5Franchise Brands

Franchise brands we act on in Kawarthas, Peterborough & Northumberland

Sector by sector, the resale brands we handle most often — every deal is confirmed on its own facts regardless of brand.

Quick-Service & Fast Food

Business Services

Automotive

Pizza

Coffee & Bakery

Education & Tutoring

Health & Beauty

Senior & Home Care

Real Estate Services

Cleaning

Fitness

Pet Care

№ 01.6Before You Ask

Kawarthas, Peterborough & Northumberland franchise questions

Is Peterborough itself the strongest place to look for an existing franchise in this region?

Peterborough has the densest concentration of franchise units in the region, simply because it's the largest population centre, but that also means more competition among buyers for an established location. Smaller centres along the 401 corridor or through Kawartha Lakes can have fewer listings but less competition.

Do highway-plaza franchise locations near Cobourg or Port Hope have different lease considerations?

Often yes — a 401-corridor plaza location may carry access, signage or exclusivity terms tied to its highway visibility that a downtown Peterborough unit wouldn't have. We review the lease's specific conditions rather than assuming a standard commercial lease applies.

How does a Kawartha Lakes cottage-country franchise's seasonality affect the sale?

A seasonal trading pattern can affect how a buyer and franchisor evaluate the unit's revenue history, but it doesn't change the legal steps — franchisor consent, disclosure review and lease assignment work the same regardless of when in the year the location does most of its business.

Are multi-unit franchise operators common in this region?

Multi-unit ownership shows up more often around Peterborough, where an operator may run several locations across the city, than in the smaller Northumberland and Kawartha Lakes townships, where single-location ownership is more typical.

What should I check before buying an existing franchise in a smaller Northumberland town?

Beyond the standard franchisor consent and disclosure review, we look closely at the landlord's experience with franchise leases — a smaller-town landlord can take longer to review an assignment simply because they handle fewer of them, so we build that timing into your conditions early.

№ 01.7Costs & Fees

You'll know the number before we start

No open-ended hourly surprises — the cost is confirmed in writing before any work begins.

Type of workFeeHow it's confirmed
Straightforward purchase or saleStarting from $3,388.87
Our charges · taxes included
Confirmed in writing once we see the agreement.
Larger or more complex dealQuoted to scopeShort call → fixed written quote before any work begins.
Searches, filings & third-party feesAt costItemized on your invoice, not marked up.
Most deals start here

An owner-run business

A single quick-service franchise unit in Peterborough changing hands between an outgoing and incoming operator, with one lease and no other locations involved.

Start my file
A bit more involved

A larger or more complex deal

A multi-unit operator selling several Peterborough-area locations together, or a 401-corridor highway plaza franchise where signage and access rights complicate the lease assignment.

Book a consultation

Not sure which you are? That's our job to figure out, not yours. As a rough guide, most deals under a couple of million dollars are the first kind — above that, you're usually in Mergers & Acquisitions territory.

We are an independent law firm and are not affiliated with any franchisor.

Ready to begin?

Tell us about your Kawarthas, Peterborough & Northumberland franchise resale — we'll point you the right way and confirm the cost in writing before any work begins.

Prefer to talk first? Call 1-844-900-1070 — it’s free.
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