York Region spans nine municipalities north of Toronto, from Markham and Vaughan's dense suburbs to King Township's rural stretches. One flat fee closes your purchase, sale, or mortgage refinance in any of them.
“My mortgage renewal and refinance closed on the date we set, which mattered because I had movers booked.”
X.Z. · Refinancing · York Region
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York Region's nine municipalities are Markham, Vaughan, Richmond Hill, Newmarket, Aurora, Whitchurch-Stouffville, Georgina, East Gwillimbury, and King. Markham and Vaughan each hold well over three hundred thousand people, Richmond Hill tops two hundred thousand, and King Township sits at the smaller end with a more rural population. That range doesn't change closing costs: a Markham condo purchase and a King Township rural sale are both priced under the same flat legal fee, handled through the same document-based process across York Region.
Markham · Vaughan · Richmond Hill · Newmarket · Aurora · Whitchurch-Stouffville · Georgina · East Gwillimbury · King
The same transparent pricing everywhere in Ontario — no city surcharges, no estimates.
$1,354.87
Flat, taxes included. Disbursements & Land Transfer Tax extra, at cost.
How buying works →$1,241.87
Flat, taxes included. New mortgages, refinances & private lending.
How it works →Purchase price aside, this is what a buyer in York Region sees on the closing statement: our fee, then the disbursements we estimate on your behalf, then the government taxes — each sourced and dated. We don't total these into one figure; disbursements vary by file and are itemized in your written quote.
| Line item | $600,000 | $900,000 | $1,200,000 |
|---|---|---|---|
| Our fee (flat, any price) — 13% HST included | $1,354.87 | $1,354.87 | $1,354.87 |
| Estimated disbursements — billed at cost, itemised in your written quote; they vary by file | |||
| Teranet search fees & disbursements (registrations, searches, bank fees) — estimate | $583.26 | $583.26 | $583.26 |
| Technology & file management — estimate | $332.05 | $332.05 | $332.05 |
| Title insurance (example premium, varies by insurer and price) | $513.80 | $805.40 | $1,097.00 |
| Government charges | |||
| Ontario land transfer tax | $8,475.00 | $14,475.00 | $20,475.00 |
| First-time buyer refunds, if you qualify | − up to $4,000 | − up to $4,000 | − up to $4,000 |
Disbursements vary by file and are itemized, estimated in writing, before any work begins — these lines are estimates, not quotes. Ontario refunds up to $4,000 of the land transfer tax for first-time buyers, applied by your lawyer at registration.
Sources: Ontario electronic land registration fee, 2026-09-17: ontario.ca (rises to $86.42 per instrument from 2026-11-02); TitlePLUS residential premium schedule, 2026-09-17: titleplus.ca; Ontario land transfer tax, 2026-09-17: ontario.ca.
See the full breakdown on our Ontario real estate lawyer fee guide or flat-fee pricing page.
York Region is Markham, Vaughan, Richmond Hill, Newmarket, Aurora, Whitchurch-Stouffville, Georgina, East Gwillimbury, and King, all closed under one flat-fee schedule.
Treadstone Law handles York Region files by phone, email, and courier across all nine municipalities, so a Vaughan condo and a King Township property go through the same process.
A purchase is $1,354.87, a sale is $1,241.87, and a mortgage refinance is $1,241.87, each flat with taxes included, while disbursements and Ontario land transfer tax are billed separately at cost.
The flat legal fee doesn't change between Markham, King Township, or anywhere in between. Disbursements are the only cost that shifts, and that's driven by the transaction itself.
Development in a regulated area, and interference with a wetland or watercourse, require a permit under section 28.1 of the Conservation Authorities Act, issued by the conservation authority rather than the municipality under O. Reg. 41/24. Watersheds do not follow municipal lines, and York Region is reached by 3 watershed authorities — which one applies depends on where the property drains.
| Authority | Phone | Website |
|---|---|---|
| Lake Simcoe Region Conservation Authority | 905-895-1281 | lsrca.on.ca |
| Nottawasaga Valley Conservation Authority | 705-424-1479 | nvca.on.ca |
| Toronto And Region Conservation Authority | 416-661-6600 | trca.ca |
Authorities whose administrative area intersects York Region. Source: Conservation Ontario, Conservation Authority Boundaries (2023); confirm the authority for a specific address with Find a Conservation Authority. Retrieved 2026-08-10.
Sourced, dated municipal and provincial data for York Region — not legal advice, just the facts a closing touches.
3 authorities cover this county/region: Lake Simcoe Region Conservation Authority, Nottawasaga Valley Conservation Authority, Toronto And Region Conservation Authority — which one applies depends on where the property drains. Development in a regulated area, or interference with a wetland or watercourse, needs a permit from the conservation authority — separate from municipal approvals — under section 28.1 of the Conservation Authorities Act.
Source: Conservation Ontario, Conservation Authority Boundaries (2023). Retrieved 2026-08-10.
Deals for York Region register at the York Region Land Registry Office (LRO #65), filed electronically through ONLAND.
Source: Ontario, Land registry offices (LRO) directory. Retrieved 2026-09-17.
The property-tax adjustment on the statement of adjustments doesn't set up a new tax account — it simply divides the current tax bill between buyer and seller as of closing day, crediting whichever side prepaid past their ownership. After closing, the municipality bills the new owner directly.
Ontario land transfer tax is the largest single line on most closing statements, and it is due in full on closing day. Enter a price to see the bracket-by-bracket calculation, the first-time buyer refund, and — where they apply — the Toronto municipal tax and the Non-Resident Speculation Tax. Full workings and the rate sources are on the land transfer tax calculator.
Closing a purchase, sale, or refinance anywhere in York Region? Get your flat-fee quote and start your file with Treadstone Law.