Woodstock anchors Oxford County's eight municipalities, alongside Tillsonburg, Ingersoll, and five smaller townships, and each one closes real estate files at the identical flat fee, set before the file even opens.
“We were juggling a move with two kids, and the office kept everything on schedule so we didn't have to think about it.”
M.T. · Home purchase · London
Shared with permission. Initials changed to protect client privacy.
Oxford County's eight municipalities include Woodstock as the largest, Tillsonburg and Ingersoll next, then Norwich, Zorra, East Zorra-Tavistock, South-West Oxford, and Blandford-Blenheim at a smaller scale. The fee doesn't move with the population count in any of them: purchases are $1,354.87, sales $1,241.87, refinances $1,241.87, flat and taxes included whether the address is in Woodstock or a smaller township. Disbursements and land transfer tax are billed separately, at cost.
Woodstock · Tillsonburg · Ingersoll · Norwich · Zorra · East Zorra-Tavistock · South-West Oxford · Blandford-Blenheim
The same transparent pricing everywhere in Ontario — no city surcharges, no estimates.
$1,354.87
Flat, taxes included. Disbursements & Land Transfer Tax extra, at cost.
How buying works →$1,241.87
Flat, taxes included. New mortgages, refinances & private lending.
How it works →Purchase price aside, this is what a buyer in Oxford County sees on the closing statement: our fee, then the disbursements we estimate on your behalf, then the government taxes — each sourced and dated. We don't total these into one figure; disbursements vary by file and are itemized in your written quote.
| Line item | $600,000 | $900,000 | $1,200,000 |
|---|---|---|---|
| Our fee (flat, any price) — 13% HST included | $1,354.87 | $1,354.87 | $1,354.87 |
| Estimated disbursements — billed at cost, itemised in your written quote; they vary by file | |||
| Teranet search fees & disbursements (registrations, searches, bank fees) — estimate | $583.26 | $583.26 | $583.26 |
| Technology & file management — estimate | $332.05 | $332.05 | $332.05 |
| Title insurance (example premium, varies by insurer and price) | $513.80 | $805.40 | $1,097.00 |
| Government charges | |||
| Ontario land transfer tax | $8,475.00 | $14,475.00 | $20,475.00 |
| First-time buyer refunds, if you qualify | − up to $4,000 | − up to $4,000 | − up to $4,000 |
Disbursements vary by file and are itemized, estimated in writing, before any work begins — these lines are estimates, not quotes. Ontario refunds up to $4,000 of the land transfer tax for first-time buyers, applied by your lawyer at registration.
Sources: Ontario electronic land registration fee, 2026-09-17: ontario.ca (rises to $86.42 per instrument from 2026-11-02); TitlePLUS residential premium schedule, 2026-09-17: titleplus.ca; Ontario land transfer tax, 2026-09-17: ontario.ca.
See the full breakdown on our Ontario real estate lawyer fee guide or flat-fee pricing page.
Closings in all eight Oxford County municipalities go through the same document-upload, e-signature, and phone-or-video process, regardless of which township the property falls in.
No. The flat fee applies the same way whether the file is in Woodstock or one of the smaller municipalities like Zorra or Blandford-Blenheim.
$1,354.87 for a purchase and $1,241.87 for a sale or mortgage refinance, both flat with taxes included. Disbursements and land transfer tax are extra, charged at cost, and shown on the statement of adjustments.
No. Oxford County properties are subject to the provincial land transfer tax only — there's no municipal top-up like the one Toronto applies.
Development in a regulated area, and interference with a wetland or watercourse, require a permit under section 28.1 of the Conservation Authorities Act, issued by the conservation authority rather than the municipality under O. Reg. 41/24. Watersheds do not follow municipal lines, and Oxford County is reached by 4 watershed authorities — which one applies depends on where the property drains.
| Authority | Phone | Website |
|---|---|---|
| Catfish Creek Conservation Authority | 519-773-9037 | catfishcreek.ca |
| Grand River Conservation Authority | 519-621-2761 | grandriver.ca |
| Long Point Region Conservation Authority | 519-842-4242 | lprca.on.ca |
| Upper Thames River Conservation Authority | 519-451-2800 | thamesriver.on.ca |
Authorities whose administrative area intersects Oxford County. Source: Conservation Ontario, Conservation Authority Boundaries (2023); confirm the authority for a specific address with Find a Conservation Authority. Retrieved 2026-08-10.
Sourced, dated municipal and provincial data for Oxford County — not legal advice, just the facts a closing touches.
4 authorities cover this county/region: Catfish Creek Conservation Authority, Grand River Conservation Authority, Long Point Region Conservation Authority, Upper Thames River Conservation Authority — which one applies depends on where the property drains. Development in a regulated area, or interference with a wetland or watercourse, needs a permit from the conservation authority — separate from municipal approvals — under section 28.1 of the Conservation Authorities Act.
Source: Conservation Ontario, Conservation Authority Boundaries (2023). Retrieved 2026-08-10.
Deals for Oxford County register at the Oxford Land Registry Office (LRO #41), filed electronically through ONLAND.
Source: Ontario, Land registry offices (LRO) directory. Retrieved 2026-09-17.
The property-tax adjustment on the statement of adjustments doesn't set up a new tax account — it simply divides the current tax bill between buyer and seller as of closing day, crediting whichever side prepaid past their ownership. After closing, the municipality bills the new owner directly.
Ontario land transfer tax is the largest single line on most closing statements, and it is due in full on closing day. Enter a price to see the bracket-by-bracket calculation, the first-time buyer refund, and — where they apply — the Toronto municipal tax and the Non-Resident Speculation Tax. Full workings and the rate sources are on the land transfer tax calculator.
Eight Oxford County municipalities, one flat fee across every one of them. Start your file and see the total before you commit.