O'Connor Township, in Thunder Bay District with a population of 689, closes real estate under one fixed fee, HST included, with your file worked entirely by phone, email, and e-signature rather than in person.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — O'Connor, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The O'Connor-specific mechanics we handle on every file — so nothing surprises you at closing.
O'Connor Township is within the Thunder Bay census division, and title here registers at the Thunder Bay Land Registry Office, LRO #55. Registration there is electronic, which is how we close O'Connor files without requiring anyone to be physically present.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Buyers in O'Connor Township owe Ontario's provincial land transfer tax and nothing extra at the municipal level, since the township has no transfer tax of its own to charge. Our purchase fee is $1,354.87 flat, HST included, and we present the provincial LTT and any disbursements as separate figures on your closing statement so you know the full number well before closing day. O'Connor's 2021 census population was 689, with 283 private dwellings recorded and 274 of them occupied by usual residents — a tight gap between total and occupied dwellings compared to some neighbouring townships. Whatever property you're buying, our title search, review, and closing steps stay the same.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling an O'Connor Township property, we arrange the discharge of your current mortgage, respond to requisitions the buyer's lawyer sends over, and finalize your net proceeds statement in advance of closing. Land transfer tax is charged to the buyer, so it has no impact on what you receive. Our sale fee is a flat $1,241.87, HST included, no matter the sale price.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
New purchase mortgages, refinances, and private mortgage registrations on O'Connor Township property are $1,241.87 flat, HST included. We match your lender's commitment letter to the closing numbers, prepare the charge for registration, and confirm conditions are met so funds move on the day scheduled.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
You don't need one nearby — O'Connor Township files come to us by phone, email, and e-signature, the same as any other Ontario file.
No. O'Connor Township doesn't levy a municipal land transfer tax; buyers pay the provincial rate that applies throughout Ontario.
The legal fee is flat and HST-included. Land transfer tax, registration charges, and optional title insurance are all shown separately at cost, not built into that number.
The Thunder Bay Land Registry Office, LRO #55, with electronic registration — a step we handle as part of your fee.
We begin title review and mortgage coordination as soon as you retain us, working to hold the closing date already written into your agreement.
Below are official government and land registry resources for O'Connor Township buyers and sellers who want to check these numbers themselves.
Open your O'Connor file in minutes — hear from your lawyer tomorrow.