Middlesex County's eight municipalities range from growing Strathroy-Caradoc down to the village of Newbury, and closings in all of them run through the same flat fee, quoted before you sign, no matter which one the property sits in.
Strathroy-Caradoc, Middlesex Centre, and Thames Centre are the three larger municipalities inside Middlesex County, sitting alongside smaller ones like North Middlesex, Southwest Middlesex, Lucan Biddulph, Adelaide Metcalfe, and Newbury — eight in total. That mix of sizable and smaller municipalities doesn't change how a file is priced: purchases are $1,354.87, sales $1,241.87, refinances $1,241.87, each flat and taxes included, disbursements and land transfer tax billed on top at cost.
Strathroy-Caradoc · Middlesex Centre · Thames Centre · North Middlesex · Southwest Middlesex · Lucan Biddulph · Adelaide Metcalfe · Newbury
The same transparent pricing everywhere in Ontario — no city surcharges, no estimates.
$1,354.87
Flat, taxes included. Disbursements & Land Transfer Tax extra, at cost.
How buying works →$1,241.87
Flat, taxes included. New mortgages, refinances & private lending.
How it works →Files across all eight Middlesex County municipalities go through the same document-upload, e-signature, and call-based process, so it doesn't matter which township or municipality the property is in.
No. The flat fee applies equally whether the file is in the larger municipalities or the smaller ones like Newbury or Adelaide Metcalfe.
Purchases run $1,354.87 and sales or refinances run $1,241.87, both flat with taxes included. Disbursements and land transfer tax are extra, at cost, and shown separately on your statement of adjustments.
No — every municipality in Middlesex County is subject to the provincial land transfer tax only, unlike Toronto's added municipal tax.
Development in a regulated area, and interference with a wetland or watercourse, require a permit under section 28.1 of the Conservation Authorities Act, issued by the conservation authority rather than the municipality under O. Reg. 41/24. Watersheds do not follow municipal lines, and Middlesex County is reached by 5 watershed authorities — which one applies depends on where the property drains.
| Authority | Phone | Website |
|---|---|---|
| Ausable Bayfield Conservation Authority | 519-235-2610 | abca.ca |
| Kettle Creek Conservation Authority | 519-631-1270 | kettlecreekconservation.on.ca |
| Lower Thames Valley Conservation Authority | 519-354-7310 | lowerthames-conservation.on.ca |
| St. Clair Region Conservation Authority | 519-245-3710 | scrca.on.ca |
| Upper Thames River Conservation Authority | 519-451-2800 | thamesriver.on.ca |
Authorities whose administrative area intersects Middlesex County. Source: Conservation Ontario, Conservation Authority Boundaries (2023); confirm the authority for a specific address with Find a Conservation Authority. Retrieved 2026-08-10.
Eight Middlesex County municipalities, one flat fee for every closing. Start your file today and see the exact number upfront.