Hornepayne is a township of 968 people in the Algoma census division, in Ontario's north. Purchase, sale, or mortgage work on a Hornepayne property runs at one flat fee, HST included, handled by phone, email, and e-signature.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Hornepayne, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Hornepayne-specific mechanics we handle on every file — so nothing surprises you at closing.
Hornepayne properties fall under the Algoma Land Registry Office (LRO #1); actual registration happens electronically through ONLAND, which keeps the process the same whether the file is filed from up north or downtown.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Hornepayne purchases are subject to Ontario's provincial land transfer tax only; no municipal land transfer tax applies, since Toronto is the sole Ontario municipality that levies its own. We calculate your provincial LTT and flag any first-time buyer rebate as part of your opening cost breakdown. StatCan's 2021 count showed 515 private dwellings in Hornepayne, with 439 occupied by usual residents at the time of the census — figures we state plainly rather than interpret. Our purchase fee is a flat $1,354.87, HST included, with land transfer tax and disbursements broken out separately at cost.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling in Hornepayne involves the same core steps as any Ontario sale: discharging your mortgage from title, dealing with the buyer's requisitions, and preparing the statement of adjustments so your proceeds are calculated and ready on closing day. Land transfer tax is not a seller's expense. Our sale fee is $1,241.87 flat, HST included, no matter the property type or value.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
Hornepayne mortgage work — new purchase financing, refinances, or private mortgages — is handled at a flat $1,241.87, HST included, through our Mortgage service. That covers reviewing the lender's commitment, registering the charge, and confirming closing conditions are satisfied so funds move on schedule.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
By phone, email, and e-signature for every step — document review, signing, and closing. Hornepayne's distance from a major city doesn't slow the file down or change the fee.
No. Only Toronto charges its own municipal land transfer tax on top of the provincial one; Hornepayne buyers pay the provincial rate alone.
Land transfer tax, optional title insurance, and disbursements — real costs paid to the government or third parties, itemized separately so you can see exactly what each dollar covers.
The Algoma Land Registry Office, LRO #1, with registration completed electronically through ONLAND as part of our flat fee.
No — because everything runs online and by phone from the start, the closing timeline is set by the agreement of purchase and sale, not by geography.
Below are official government and land registry resources for Hornepayne homebuyers and sellers who want to review the source data themselves.
Open your Hornepayne file in minutes — hear from your lawyer tomorrow.