Hilton Beach, a village of 198 people on St. Joseph Island in the Algoma District, closes real estate files under the same flat, HST-included fee we quote across Ontario, handled entirely by phone, email, and e-signature.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Hilton Beach, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Hilton Beach-specific mechanics we handle on every file — so nothing surprises you at closing.
Village status doesn't change which registry applies: Hilton Beach's closings are recorded at the Algoma Land Registry Office, LRO #1, filed electronically like every other Ontario file.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
A purchase in Hilton Beach carries Ontario's provincial land transfer tax and no municipal add-on. The 2021 Census counted 198 residents in the village, across 134 private dwellings, with 98 occupied by usual residents — again pointing to a meaningful share of seasonal or secondary homes on the island. We quote a flat $1,354.87, HST included, for a Hilton Beach purchase, with the land transfer tax and disbursements itemized separately at cost, regardless of whether the property is a year-round residence or a cottage.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling a home in Hilton Beach means we handle the mortgage discharge, respond to the buyer's requisitions, and release your net proceeds on closing day — for a flat $1,241.87, HST included. Land transfer tax is a buyer's cost, so a Hilton Beach seller's invoice from us never includes it, island setting or not.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
New purchase mortgages, refinances, and private mortgage registrations on Hilton Beach properties are handled under our Mortgage service for a flat $1,241.87, HST included. We confirm the lender's commitment, prepare the charge, and register it so closing proceeds on schedule, regardless of village size.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
We're not physically located near Hilton Beach — our office is in Mississauga — but the file itself runs entirely by phone, email, and e-signature, so there's no office to drive to either way.
No. Village status doesn't come with its own land transfer tax; buyers pay Ontario's provincial rate only.
The land transfer tax, disbursements, and optional title insurance are all itemized separately, at cost, apart from our flat legal fee.
The Algoma Land Registry Office, LRO #1; we file registration there electronically as part of the closing.
StatCan's 2021 figures list 134 private dwellings in Hilton Beach against 98 occupied by usual residents — consistent with an island village that has a seasonal housing component. We report the counts as published.
Below are the StatCan and land registry sources we drew from for Hilton Beach's population, dwelling counts, and land transfer tax treatment.
Open your Hilton Beach file in minutes — hear from your lawyer tomorrow.