Hearst real estate closings — buying, selling, or refinancing — run through Treadstone Law's online process, for one flat legal fee set before we begin. No office visit is needed; we manage document review, signing, and closing by phone and courier from start to finish.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Hearst, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Hearst-specific mechanics we handle on every file — so nothing surprises you at closing.
Hearst property registers at the Cochrane Land Registry Office, LRO #6, with registration completed electronically through Ontario's ONLAND system. Our intake, review, and signing process is set up around that electronic filing.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
Purchasing in Hearst means paying Ontario's provincial land transfer tax only, since the town doesn't levy a separate municipal charge. Our purchase fee is a flat $1,354.87, HST included, with the provincial LTT and disbursements itemized separately in your closing cost estimate. Hearst's 2021 census population was 4,794, across 2,373 total private dwellings, of which 2,254 were occupied by usual residents. We manage title review, requisitions, mortgage instructions, and closing document preparation under that fixed fee.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
Selling in Hearst is handled for a flat $1,241.87, HST included, covering discharge of your existing mortgage, responses to the buyer's requisitions, and release of your net proceeds once closing funds are confirmed. Land transfer tax is paid by the buyer, not the seller, so it doesn't factor into your costs. We stay in touch with your agent and the buyer's lawyer to keep closing on the agreed date.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
Our Mortgage service handles new purchase mortgages, refinances, and private mortgage registrations on Hearst properties for a flat $1,241.87, HST included. We review your lender's commitment letter, prepare and register the charge, and confirm conditions are met before your funds are released to you.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
Not under Ontario law. Our Hearst files receive full document review, signing, and closing service by phone and courier, without any in-person office visit.
No. Toronto is the only Ontario municipality with its own municipal land transfer tax, so Hearst buyers pay the provincial rate alone.
Our flat fee, HST included, is our charge for legal work alone. The provincial land transfer tax and an optional title insurance premium are priced independently and appear as separate entries on your statement.
The Cochrane Land Registry Office, LRO #6, through Ontario's electronic ONLAND registration system.
Hearst files usually close as scheduled in the purchase agreement; title review and closing preparation start the day we're retained, not later.
Official Ontario and federal resources for Hearst buyers and sellers who want to verify land transfer tax and registration details are listed below.
Open your Hearst file in minutes — hear from your lawyer tomorrow.