Chapple is a township of 763 residents in Rainy River District, and yes, we handle real estate closings here — the fee is fixed, HST is included, and the file moves by phone, email, and e-signature rather than in-person meetings.
Our charges include HST. Disbursements and, on a purchase, Land Transfer Tax are extra and billed at cost — itemized upfront, in writing, never hidden.
Prices are “our charges” and include HST. Disbursements and Land Transfer Tax are extra, at cost, estimated in writing before you commit.
Every figure is from Statistics Canada’s 2021 Census of Population — real published data, current until the 2026 Census releases (2027).
Source: Statistics Canada, 2021 Census of Population, Census Profile — Chapple, Ontario. Reproduced and distributed on an “as is” basis with the permission of Statistics Canada. Retrieved 2026-07-28.
The Chapple-specific mechanics we handle on every file — so nothing surprises you at closing.
Chapple falls within Rainy River District, and property here registers at the Rainy River Land Registry Office, LRO #48, the same office that serves the broader district. Registration happens electronically, which keeps our end of the file paperless from start to finish.
You don’t “set up” property tax — we prorate it. The statement of adjustments credits whoever prepaid; after closing, the municipality bills you directly and you can enrol in pre-authorized payments.
ID verification, document review, and signing happen online — no office visit needed. In-person signings remain available across the province if you prefer.
A purchase in Chapple carries Ontario's provincial land transfer tax and no separate municipal charge, since the township has no authority to levy its own transfer tax. Our purchase fee is set at $1,354.87, HST included, and we build your provincial LTT estimate into the closing cost breakdown you get before you sign anything, so there's nothing sprung on you at the end. The 2021 census recorded 332 private dwellings in Chapple, with 265 occupied by usual residents, against a total population of 763. Rural lots, waterfront parcels, and standard residential homes all move through the same fixed process here, whether the file is a first purchase or a farm transfer.
Financing, inspection, status certificate — your offer’s conditions are legal protections, and waiving them is a legal decision. We review before you sign and flag the risks in plain language.
Buying pre-construction or an assignment carries its own tax and disclosure rules — ask us before you commit so nothing catches you at closing.
On the sale side in Chapple, we obtain your mortgage discharge statement, answer the buyer's requisitions on title, and calculate your net proceeds so funds are ready the moment closing happens. Since land transfer tax is charged to buyers only, it plays no part in what you owe us or the province. Our sale fee holds at $1,241.87 flat, HST included, whatever the sale price turns out to be.
Sellers don’t pay LTT. Your closing costs are the legal fee, discharge-related disbursements, and any mortgage payout penalties your lender sets.
We obtain your mortgage discharge statement, answer the buyer’s requisitions, and prorate taxes and utilities on the statement of adjustments.
Funds are wired the day of closing where possible. Selling a condo? We coordinate the status certificate the buyer’s lawyer will request.
Chapple mortgage work — purchase financing, refinancing, or a private mortgage — runs through us at $1,241.87 flat, HST included. We check your commitment letter against the closing figures, prepare and register the charge, and make sure the lender's conditions are cleared in time for funds to flow on the scheduled date.
A new charge on a home you already own. We handle the lender’s requirements and register it — one flat fee.
Switching lenders or borrowing more? We manage the payout and discharge of your old mortgage and register the new one.
Borrowing from or lending to a private party. We paper it properly, register the charge, and protect your interests.
Yes. Chapple files run through us the same as anywhere else in the province — document review by email, signing by e-signature, and calls when you want them.
It isn't higher or lower — it's the same provincial land transfer tax that applies across Ontario, since Chapple has no municipal transfer tax of its own.
No. The quoted fee is flat and includes HST. Land transfer tax, registration fees, and title insurance (if you choose it) are all listed on their own line so you can see exactly what each one is for.
The Rainy River Land Registry Office, LRO #48. We take care of the electronic filing there as part of the flat fee.
We start immediately on title review and mortgage instructions, working toward the closing date already agreed in your purchase contract rather than resetting it.
The links below are official government and land registry sources for anyone in Chapple who wants to verify these figures firsthand.
Open your Chapple file in minutes — hear from your lawyer tomorrow.