Northumberland County's seven municipalities — led by Cobourg and Port Hope, then Trent Hills, Brighton, and the rest — all get the same flat fee on a real estate closing, quoted before your file opens.
Cobourg and Port Hope are the two largest municipalities in Northumberland County's group of seven, followed by Trent Hills, Brighton, Hamilton Township, Alnwick/Haldimand, and Cramahe. Each of them runs through the identical closing process and identical pricing: $1,354.87 for a purchase, $1,241.87 for a sale, and $1,241.87 for a refinance, flat and HST included in every case. Disbursements and land transfer tax are billed on top, at cost, broken out on the statement.
Cobourg · Port Hope · Trent Hills · Brighton · Hamilton Township · Alnwick/Haldimand · Cramahe
The same transparent pricing everywhere in Ontario — no city surcharges, no estimates.
$1,354.87
Flat, HST included. Disbursements & Land Transfer Tax extra, at cost.
How buying works →$1,241.87
Flat, HST included. New mortgages, refinances & private lending.
How it works →Files across all seven Northumberland County municipalities are handled through the same document-upload, e-signature, and call-based process, so it doesn't matter which town or township the property is in.
No. The flat fee is the same across all seven municipalities in the county, from Cobourg to Cramahe.
Purchase files are $1,354.87 and sale or refinance files are $1,241.87, both flat, HST included. Disbursements and land transfer tax are separate charges billed at cost.
No — only the provincial land transfer tax applies to Northumberland County properties, unlike Toronto's additional municipal levy.
Seven Northumberland County municipalities, one flat fee for every closing. Start your file and lock in the price before closing.