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№ 01Business Purchase & Sale · London

Buying or selling a business in London

London's deal flow is unusually deep in dental and medical practice sales for a city its size, alongside a steady main-street market in restaurants, retail and IT services. A practice sale runs on college approval timelines; a restaurant or retail sale runs on a landlord's calendar — we tell you which one you're in, and what it costs, before any work begins.

Part of London & Southwestern Ontario — one regional deal market, page by page.

№ 01.1Regional Data

London, by the numbers

Every figure below traces to a named public source — no estimates, no filler.

12,603
Employer businesses in London
Statistics Canada, Canadian Business Counts, Table 33-10-1097 · December 2025
97.5%
are small businesses (1–99 employees)
Statistics Canada, Canadian Business Counts, Table 33-10-1097 · December 2025
12,287
small businesses trading here
Statistics Canada, Canadian Business Counts, Table 33-10-1097 · December 2025
422,324
population
StatCan 2021 via municipalities-master

Private-sector employment, by employer size — Canada-wide

Small (1–99): 46.6%Medium (100–499): 17.0%Large (500+): 36.4%

ISED, Key Small Business Statistics 2025 (2024 data). A London-specific breakdown isn't published — with 97.5% of local employer businesses being small, the local picture likely tilts further toward small business.

Typical patterns across Ontario deals — not a quote or advice; every deal is confirmed on its own facts.

№ 01.2The Deal, End to End

Six steps, from offer to ownership

The same sequence underlies almost every owner-run London deal — what changes from deal to deal is how long each step takes.

Reaching an agreement

01

Offer or letter of intent

Buyer and seller agree on price and key terms, usually informally, before lawyers draft anything binding. We review before you sign — even a "non-binding" LOI can lock in terms you didn't mean to fix.

usually 1–2 weeks
02

Agreement of purchase & sale

The APS sets out price, structure (asset or share), conditions, and closing date. We draft or review it and negotiate the protections — reps, warranties, holdbacks — that actually matter for your deal.

1–3 weeks to negotiate
03

Due diligence & searches

Corporate, PPSA lien, litigation, and licence searches confirm what you're actually buying. We chase the seller's lawyer, the registries, and any regulator whose sign-off your deal needs.

2–4 weeks, in parallel

Getting to closing

04

Financing & third-party consents

Landlord, franchisor, lender, and licensing-body sign-offs are chased in parallel with the paperwork. In London, this is usually where a dental or medical practice's college approval, or a retail lease renewal, adds the most time.

often the critical path
05

Closing day

Funds, keys, and signed documents change hands. We coordinate directly with both sides' lawyers and the lender so nothing is left to a last-minute phone call.

1 day, once conditions are met
06

After closing

Registrations, licence transfers still in progress, and any post-closing deliverables — like a holdback release — get tracked to completion, not left for you to chase.

1–2 week tail
Most owner-run London deals close in 30–60 daysLarger or fleet/franchise deals typically run longer.
№ 01.3Deal Structure

Asset purchase or share purchase?

This is the first real decision in almost every deal — and it changes what you're buying, what you're taking on, and how it's taxed.

QuestionAsset purchaseShare purchase
What you buyThe business's assets — equipment, inventory, lease, goodwill, name.The shares of the company itself — everything it owns, and everything it owes.
Seller's liabilitiesGenerally stay behind with the seller's corporation.Generally come with the company, known and unknown.
Tax angle — sellerStraightforward proceeds treatment in most cases.May qualify for the lifetime capital-gains exemption on qualifying small business shares.
Tax angle — buyerA stepped-up cost base on assets bought; an HST s.167 election may apply.Cost base carries over from the seller — a different position for the buyer.
Licences & contractsMust generally be re-issued or assigned into the buyer's name.Usually stay in place, since the corporation itself doesn't change.
EmployeesEmployment Standards Act continuity rules typically apply.Employment generally continues uninterrupted — the employer doesn't change.
Typical use in LondonOwner-run restaurant and retail deals.Common across London's health-sciences-driven dental and medical practice sales, where a licensed buyer typically purchases the professional corporation's shares.
What you buy
Asset sale

The business's assets — equipment, inventory, lease, goodwill, name.

Seller's liabilities
Asset sale

Generally stay behind with the seller's corporation.

Tax angle — seller
Asset sale

Straightforward proceeds treatment in most cases.

Tax angle — buyer
Asset sale

A stepped-up cost base on assets bought; an HST s.167 election may apply.

Licences & contracts
Asset sale

Must generally be re-issued or assigned into the buyer's name.

Employees
Asset sale

Employment Standards Act continuity rules typically apply.

Typical use in London
Asset sale

Owner-run restaurant and retail deals.

We tell you which structure fits — before you sign anything.

№ 01.4Due Diligence, Both Sides

What gets checked before closing

Different lists depending on which side of the deal you're on — both matter for how smoothly closing goes.

If you're buying

  • Financial statements & normalized earnings
  • PPSA / lien searches
  • Litigation & execution searches
  • CRA / HST account status
  • WSIB clearance certificate
  • Licence & permit standing
  • The lease, assignment terms & landlord consent
  • Key contracts & change-of-control clauses
  • Employees & ESA obligations
  • Certificate of Authorization and college approval timeline confirmed (dental & medical)
  • Patient-record transfer plan reviewed under PHIPA (dental & medical)
What we do: run the searches, chase the certificates, and flag anything that changes your price or your conditions.

If you're selling

  • Clean books & tax filings current
  • Contract assignability audit
  • Licence standing confirmations
  • Equipment lien payouts
  • Staff plan for closing day
  • Lease estoppel / landlord early contact
  • Associate agreements and non-solicitation terms reviewed before listing (dental & medical)
  • Inventory valuation methodology agreed early (retail)
What we do: tell you what a buyer's lawyer will ask for — before they ask for it.
№ 01.6Costs & Fees

You'll know the number before we start

No open-ended hourly surprises — the cost is confirmed in writing before any work begins.

Type of workFeeHow it's confirmed
Straightforward purchase or saleStarting from $3,388.87
Our charges · taxes included
Confirmed in writing once we see the agreement.
Larger or more complex dealQuoted to scopeShort call → fixed written quote before any work begins.
Searches, filings & third-party feesAt costItemized on your invoice, not marked up.
Most deals start here

An owner-run business

A café or restaurant, a salon, a franchise unit, or a trades business in London — usually one buyer, one seller.

Start my file
A bit more involved

A larger or more complex deal

A company with several owners or employees, bank financing, real estate, or a deal that needs negotiated protections before you sign.

Book a consultation

Not sure which you are? That's our job to figure out, not yours. As a rough guide, most deals under a couple of million dollars are the first kind — above that, you're usually in Mergers & Acquisitions territory.

№ 01.7The Municipal Web

Part of London & Southwestern Ontario

Neighbouring pages in the same regional deal market.

London & Southwestern Ontario

The regional picture — consents, sectors and the full municipal web.

Employer businesses24,410
See the London & Southwestern Ontario overview →
№ 01.8Before You Ask

London closing questions

Why do most dental and medical practice sales in London take longer than a restaurant sale?

Mainly college approval — a professional corporation's voting shares typically can't be transferred to just anyone, so CPSO or RCDSO has to confirm the buyer's own standing as a licensed member before the corporate transfer can close. We build your timeline around that approval from the start, rather than a hopeful date.

Can I buy a dental practice through a holding company?

Generally not for the professional corporation's voting shares — RCDSO rules bar holding-company ownership of a dental corporation, and CPSO has its own ownership requirements for medical corporations. We confirm what structure is actually available for your specific deal before you make an offer.

What happens to patient records when a London practice is sold?

They generally stay with the practice and transfer to the incoming licensed owner, subject to PHIPA's rules on patient consent and record custody. We help structure that transfer so patients are notified appropriately and records stay compliant.

How is inventory valued on a London retail-business sale?

There's no single fixed method — retail sales typically use a physical count close to closing, valued at cost or an agreed formula, and this is usually one of the most negotiated terms in the agreement. We help you agree on a method early so it isn't a fight on closing day.

Does an associate dentist or doctor's contract affect a practice sale?

It can — non-solicitation and notice terms in an associate's agreement can affect what a buyer is actually acquiring, especially if patients are closely tied to that associate. We review associate agreements as part of due diligence so the value you're paying for is the value you're actually getting.

№ 01.9Resource Register

Official London resources

ResourceOfficial link
City of London
Municipal business licensing
Visit london.ca
CPSO — physicians
Professional corporation & change-of-ownership rules
Visit www.cpso.on.ca
RCDSO — dentists
Certificate of Authorization on a practice sale
Visit www.rcdso.org
AGCO
Liquor sales licence transfers
Visit www.agco.ca
WSIB
Clearance certificates
Visit www.wsib.ca

Industries we cover

Nearby

Serving London's health-sciences, professional-practice and main-street business community.

Fixed quote before work begins.

Tell us about your London deal — we'll point you the right way and confirm the cost in writing before any work begins.

Prefer to talk first? Call 1-844-900-1070 — it’s free.
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