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Buying a Cottage With a Right-of-Way in Ontario: What to Check Before You Close

If your cottage's only access is a right-of-way over someone else's land, here's what it is, what can go wrong, and how a lawyer investigates it before closing.

Real Estate5 min readTSLBy the Treadstone Law team · OntarioUpdated 2026-07
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Key takeaways
  • A right-of-way is a legal easement: an interest in land that runs with the property, not just an understanding between the people who happen to own the two properties today.
  • A right-of-way grants someone — often the owner of a landlocked or hard-to-access parcel — the legal right to cross a specific route over another person's land, typically for access…
  • Older or informally created rights-of-way sometimes describe the route loosely, without a clear width, boundary, or reference to a survey.

Plenty of Ontario cottages don't have their own direct frontage on a public road. Instead, the only way in and out is across a neighbouring property, under a right-of-way. For many cottages, this is a completely normal, long-standing arrangement that causes no problems at all. For others, it's the source of decades-long disputes between neighbours who each remember the arrangement differently.

The difference usually comes down to how clearly the right-of-way was documented in the first place — and that's exactly what a buyer's lawyer needs to dig into before you close.

Why Access Is a Legal Issue, Not Just a Practical One

A right-of-way is a legal easement: an interest in land that runs with the property, not just an understanding between the people who happen to own the two properties today. That matters because it means the right-of-way should, in principle, survive a change of ownership on either side — but only if it's actually set up correctly, and only within whatever limits the original document (or the absence of one) actually creates.

What a Right-of-Way Actually Is

A right-of-way grants someone — often the owner of a landlocked or hard-to-access parcel — the legal right to cross a specific route over another person's land, typically for access purposes. When properly created and registered, it's tied to the land itself and identified through Ontario's land registration system, whether the property is registered under the modern Land Titles system or the older Registry system.

Common Problems Cottage Buyers Run Into

How Your Lawyer Investigates It Before Closing

Red Flags Worth Slowing Down For

If a Dispute Has Already Happened

Sometimes a seller mentions, almost in passing, that there was "a bit of a disagreement" with the neighbour years ago about the driveway. Treat that as a prompt to ask more questions, not less. Past disputes over a right-of-way — even ones that seem resolved — can point to ambiguity in how the access was originally documented, or to a neighbour relationship that could resurface once you own the property. Your lawyer can look for any related correspondence, agreements, or registrations on title that shed light on how (and whether) the issue was actually settled.

Frequently asked questions

What if there's no registered right-of-way, just years of informal use?

This is a real risk. Long-standing informal use isn't the same as a legally secured right, and it can be harder to rely on or enforce if the neighbouring owner changes their mind or the property changes hands. This needs a careful lawyer review before you commit to purchase.

Who's responsible for maintaining a right-of-way?

It depends on what the registered document says. Well-drafted agreements assign maintenance responsibility explicitly; where the document is silent, or there isn't one, maintenance can become an ongoing point of disagreement between the properties that use it.

Can the landowner block a properly registered right-of-way?

Generally not, if it's validly registered and being used within its intended scope — but disputes over exactly what's permitted (width, purpose, timing) do happen, and resolving them can take time and legal involvement.

Does an unclear right-of-way affect financing?

It can. Lenders generally want confirmed, adequate legal access to a property before advancing mortgage funds, so unresolved access issues can complicate or delay financing, not just your day-to-day use of the cottage.

This article is general information, not legal advice. Reading it does not create a lawyer-client relationship. Ontario laws, tax rates, and government programs change, and how the law applies depends on your specific facts. For advice about your situation, speak with a licensed Ontario lawyer. Treadstone Law is licensed by the Law Society of Ontario — reach us at 1-844-900-1070 or start a file online.

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