Peterborough County wraps around the city of Peterborough in eight separate townships, from Selwyn's lakeside subdivisions to North Kawartha's cottage lots. Treadstone Law closes every one of them for one flat fee.
“The private sale I was part of had no realtor involved, and having someone walk me through what a realtor usually handles gave me confidence.”
Z.D. · Private home sale · Peterborough
Shared with permission. Initials changed to protect client privacy.
Eight townships sit inside Peterborough County: Asphodel-Norwood, Cavan Monaghan, Douro-Dummer, Havelock-Belmont-Methuen, North Kawartha, Otonabee-South Monaghan, Selwyn, and Trent Lakes. Selwyn and Cavan Monaghan are the largest, each home to more than ten thousand people, while North Kawartha's population is a fraction of that. Purchases, sales, and mortgage refinances in any of the eight are closed through the same flat-fee schedule and the same document-based process, whether the deal is a subdivision resale or a rural severance.
Selwyn · Cavan Monaghan · Douro-Dummer · Otonabee–South Monaghan · Trent Lakes · Havelock-Belmont-Methuen · Asphodel–Norwood · North Kawartha
The same transparent pricing everywhere in Ontario — no city surcharges, no estimates.
$1,354.87
Flat, taxes included. Disbursements & Land Transfer Tax extra, at cost.
How buying works →$1,241.87
Flat, taxes included. New mortgages, refinances & private lending.
How it works →Purchase price aside, this is what a buyer in Peterborough County sees on the closing statement: our fee, then the disbursements we estimate on your behalf, then the government taxes — each sourced and dated. We don't total these into one figure; disbursements vary by file and are itemized in your written quote.
| Line item | $600,000 | $900,000 | $1,200,000 |
|---|---|---|---|
| Our fee (flat, any price) — 13% HST included | $1,354.87 | $1,354.87 | $1,354.87 |
| Estimated disbursements — billed at cost, itemised in your written quote; they vary by file | |||
| Teranet search fees & disbursements (registrations, searches, bank fees) — estimate | $583.26 | $583.26 | $583.26 |
| Technology & file management — estimate | $332.05 | $332.05 | $332.05 |
| Title insurance (example premium, varies by insurer and price) | $513.80 | $805.40 | $1,097.00 |
| Government charges | |||
| Ontario land transfer tax | $8,475.00 | $14,475.00 | $20,475.00 |
| First-time buyer refunds, if you qualify | − up to $4,000 | − up to $4,000 | − up to $4,000 |
Disbursements vary by file and are itemized, estimated in writing, before any work begins — these lines are estimates, not quotes. Ontario refunds up to $4,000 of the land transfer tax for first-time buyers, applied by your lawyer at registration.
Sources: Ontario electronic land registration fee, 2026-09-17: ontario.ca (rises to $86.42 per instrument from 2026-11-02); TitlePLUS residential premium schedule, 2026-09-17: titleplus.ca; Ontario land transfer tax, 2026-09-17: ontario.ca.
See the full breakdown on our Ontario real estate lawyer fee guide or flat-fee pricing page.
Peterborough County includes Asphodel-Norwood, Cavan Monaghan, Douro-Dummer, Havelock-Belmont-Methuen, North Kawartha, Otonabee-South Monaghan, Selwyn, and Trent Lakes, all closed at the same flat rate.
Treadstone Law works with clients across all eight Peterborough County townships through the same phone, email, and courier process, so location within the county doesn't change how your file is handled.
It's $1,354.87 for a purchase, $1,241.87 for a sale, and $1,241.87 for a mortgage refinance, flat and taxes included, with disbursements and provincial land transfer tax billed separately at cost.
The legal fee is the same for a lakeside lot as for a subdivision home. Township, lot type, and location within Peterborough County don't change the flat-fee schedule.
Sourced, dated municipal and provincial data for Peterborough County — not legal advice, just the facts a closing touches.
Deals for Peterborough County register at the Peterborough Land Registry Office (LRO #45), filed electronically through ONLAND.
Source: Ontario, Land registry offices (LRO) directory. Retrieved 2026-09-17.
The property-tax adjustment on the statement of adjustments doesn't set up a new tax account — it simply divides the current tax bill between buyer and seller as of closing day, crediting whichever side prepaid past their ownership. After closing, the municipality bills the new owner directly.
Ontario land transfer tax is the largest single line on most closing statements, and it is due in full on closing day. Enter a price to see the bracket-by-bracket calculation, the first-time buyer refund, and — where they apply — the Toronto municipal tax and the Non-Resident Speculation Tax. Full workings and the rate sources are on the land transfer tax calculator.
Ready to close a purchase, sale, or refinance in Peterborough County? Request your flat-fee quote from Treadstone Law and start your file today.