Peel Region runs from Mississauga's condo towers through Brampton's subdivisions out to Caledon's acreage lots. Wherever your purchase, sale, or mortgage refinance sits inside that range, Treadstone Law closes it on one flat fee.
“The whole refinance process was done remotely and took less of my time than I expected.”
D.G. · Refinancing · Peel Region
Shared with permission. Initials changed to protect client privacy.
Peel Region is made up of just three municipalities, but they cover a wide spread: Mississauga and Brampton are among the largest cities in Ontario, while Caledon is still largely rural. Real estate closings across all three follow the same flat-fee pricing and the same document-based process, so a Brampton townhouse sale and a Caledon severance file move through Treadstone Law the identical way, without extra charges tied to which municipality issued the deed.
The same transparent pricing everywhere in Ontario — no city surcharges, no estimates.
$1,354.87
Flat, taxes included. Disbursements & Land Transfer Tax extra, at cost.
How buying works →$1,241.87
Flat, taxes included. New mortgages, refinances & private lending.
How it works →Purchase price aside, this is what a buyer in Peel Region sees on the closing statement: our fee, then the disbursements we estimate on your behalf, then the government taxes — each sourced and dated. We don't total these into one figure; disbursements vary by file and are itemized in your written quote.
| Line item | $600,000 | $900,000 | $1,200,000 |
|---|---|---|---|
| Our fee (flat, any price) — 13% HST included | $1,354.87 | $1,354.87 | $1,354.87 |
| Estimated disbursements — billed at cost, itemised in your written quote; they vary by file | |||
| Teranet search fees & disbursements (registrations, searches, bank fees) — estimate | $583.26 | $583.26 | $583.26 |
| Technology & file management — estimate | $332.05 | $332.05 | $332.05 |
| Title insurance (example premium, varies by insurer and price) | $513.80 | $805.40 | $1,097.00 |
| Government charges | |||
| Ontario land transfer tax | $8,475.00 | $14,475.00 | $20,475.00 |
| First-time buyer refunds, if you qualify | − up to $4,000 | − up to $4,000 | − up to $4,000 |
Disbursements vary by file and are itemized, estimated in writing, before any work begins — these lines are estimates, not quotes. Ontario refunds up to $4,000 of the land transfer tax for first-time buyers, applied by your lawyer at registration.
Sources: Ontario electronic land registration fee, 2026-09-17: ontario.ca (rises to $86.42 per instrument from 2026-11-02); TitlePLUS residential premium schedule, 2026-09-17: titleplus.ca; Ontario land transfer tax, 2026-09-17: ontario.ca.
See the full breakdown on our Ontario real estate lawyer fee guide or flat-fee pricing page.
Peel Region is Mississauga, Brampton, and Caledon. Treadstone Law handles purchases, sales, and mortgage refinances registered in any of the three under the same flat-fee schedule.
Treadstone Law is based in Mississauga and works with clients throughout Peel Region by phone, email, and courier, so your file is handled without needing to be physically close to the office.
A purchase is $1,354.87, a sale is $1,241.87, and a mortgage refinance is $1,241.87, each flat and taxes included. Disbursements and Ontario land transfer tax are billed separately at cost, and no Toronto municipal land transfer tax applies anywhere in Peel Region.
No. The flat fee for a purchase, sale, or refinance is the same across all three Peel municipalities; only disbursements and land transfer tax, which are set by the transaction itself, can vary.
Development in a regulated area, and interference with a wetland or watercourse, require a permit under section 28.1 of the Conservation Authorities Act, issued by the conservation authority rather than the municipality under O. Reg. 41/24. Watersheds do not follow municipal lines, and Peel Region is reached by 5 watershed authorities — which one applies depends on where the property drains.
| Authority | Phone | Website |
|---|---|---|
| Conservation Halton | 905-336-1158 | conservationhalton.ca |
| Credit Valley Conservation | 905-670-1615 | cvc.ca |
| Lake Simcoe Region Conservation Authority | 905-895-1281 | lsrca.on.ca |
| Nottawasaga Valley Conservation Authority | 705-424-1479 | nvca.on.ca |
| Toronto And Region Conservation Authority | 416-661-6600 | trca.ca |
Authorities whose administrative area intersects Peel Region. Source: Conservation Ontario, Conservation Authority Boundaries (2023); confirm the authority for a specific address with Find a Conservation Authority. Retrieved 2026-08-10.
Sourced, dated municipal and provincial data for Peel Region — not legal advice, just the facts a closing touches.
5 authorities cover this county/region: Conservation Halton, Credit Valley Conservation, Lake Simcoe Region Conservation Authority, Nottawasaga Valley Conservation Authority, Toronto And Region Conservation Authority — which one applies depends on where the property drains. Development in a regulated area, or interference with a wetland or watercourse, needs a permit from the conservation authority — separate from municipal approvals — under section 28.1 of the Conservation Authorities Act.
Source: Conservation Ontario, Conservation Authority Boundaries (2023). Retrieved 2026-08-10.
Deals for Peel Region register at the Peel Land Registry Office (LRO #43), filed electronically through ONLAND.
Source: Ontario, Land registry offices (LRO) directory. Retrieved 2026-09-17.
No vacant home tax is currently in force for Peel Region (checked 2026-09-17).
Source: Municipal vacant home tax page. Retrieved 2026-09-17.
The property-tax adjustment on the statement of adjustments doesn't set up a new tax account — it simply divides the current tax bill between buyer and seller as of closing day, crediting whichever side prepaid past their ownership. After closing, the municipality bills the new owner directly.
Ontario land transfer tax is the largest single line on most closing statements, and it is due in full on closing day. Enter a price to see the bracket-by-bracket calculation, the first-time buyer refund, and — where they apply — the Toronto municipal tax and the Non-Resident Speculation Tax. Full workings and the rate sources are on the land transfer tax calculator.
Buying, selling, or refinancing anywhere in Mississauga, Brampton, or Caledon? Get your flat-fee quote from Treadstone Law and start your file today.