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№ vFranchise Disclosure · Ontario

Your franchise disclosure dates, checked in seconds.

Ontario's Arthur Wishart Act gives every prospective franchisee a mandatory waiting period before you sign or pay anything — and, if the franchisor doesn't follow the rules, a right to walk away with your money back. Enter your dates below to see your deadlines.

Quick answer: A disclosure document must reach you at least 14 days before you sign or pay anything (s. 5(1)). If it came late or was incomplete, you can cancel within 60 days of receiving it (s. 6(1)). If you never got one at all, you can cancel within 2 years of signing (s. 6(2)).
✓Arthur Wishart Act, s. 5(1)/s. 6(1)/s. 6(2)✓Refundable-deposit exception built in✓Re-verified on ontario.ca/laws, 23 Sept 2026
№ v.1Check Your Dates

Your disclosure deadlines, checked

Enter the date you received the disclosure document and the date you signed (or plan to sign). The result updates instantly — no email required.

This checker covers the disclosure timeline only. Franchise resales have their own exemption rules — see buying a franchise in Ontario → for when a resale can (and can't) skip disclosure.

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This is a 20-minute call. We cover as much as we can and stop at twenty minutes. If more is needed, we will say what the next step is and what it would cost.

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№ v.2The Basics

The three rules

The short version — the checker above applies these to your own dates.

  1. The franchisor must give you a complete disclosure document at least 14 days before you sign any agreement relating to the franchise, or pay any money toward it — whichever comes first (s. 5(1)). A narrow exception excludes a refundable, non-binding deposit within the prescribed limit (s. 5(1)(b); O. Reg. 581/00, s. 7.1).
  2. If the disclosure document was late, or didn't contain everything the Act requires, you can rescind — cancel — the franchise agreement without penalty, any time up to 60 days after you actually received it (s. 6(1)).
  3. If the franchisor never gave you a disclosure document at all, your cancellation window is much longer: up to 2 years after the date you signed the franchise agreement (s. 6(2)).

On a valid rescission, the franchisor has 60 days to refund what you paid, buy back remaining inventory at the price you paid, and compensate other losses in acquiring and operating the franchise (s. 6(6)) — not modelled by this checker, which only tells you the dates.

№ v.5Worked Example

Disclosure 2 September, signed 20 September

Say you received the disclosure document on 2 September 2026 and signed the franchise agreement on 20 September 2026:

Days between disclosure and signing18 days
Minimum required (s. 5(1))14 days
Wait meets the minimumYes
If disclosure was late or deficient — cancel by (s. 6(1))1 November 2026
If disclosure was never given — cancel by (s. 6(2))20 September 2028

Run your own dates in the checker above — it uses the exact same day and year counts, including the leap-year and month-end rollovers the Act's plain wording implies.

№ v.kKnow the Words

Key terms

Disclosure documentA single package the franchisor must give you, containing all material facts, prescribed financial statements and the proposed agreements — delivered as one document, at one time (s. 5(3)–(4)).
RescissionThe statutory right to cancel the franchise agreement and get your money back, without penalty, because the franchisor didn't disclose properly or at all (s. 6(1)–(2)).
Material factAny information about the business, operations or franchise system that would reasonably be expected to have a significant effect on the value of the franchise or the decision to acquire it.
Prescribed depositA deposit that doesn't trigger the 14-day clock: no more than 20% of the franchise fee, capped at $100,000, fully refundable with no deductions, and paid under an agreement that doesn't bind you to proceed (O. Reg. 581/00, s. 7.1).
№ v.6Before You Ask

Common questions

Does a small deposit start the 14-day clock?

No — as long as it's refundable with no deductions, doesn't bind you to go ahead, and doesn't exceed 20% of the franchise fee, capped at $100,000. That cap is set by O. Reg. 581/00, s. 7.1(1), made under s. 5(1)(b) of the Arthur Wishart Act. A deposit that fails any one of those three conditions counts as payment, and the 14-day clock runs from it.

What counts as “deficient” disclosure?

Missing required financial statements, missing material facts, or a document that wasn't delivered as one package at one time (s. 5(3)–(4)), among other content requirements the Act sets out. If the document you received falls short in a way that matters, s. 6(1)'s 60-day rescission window applies, even though you technically received something.

Can I rescind after I've already been operating the franchise for a while?

The 60-day and 2-year windows run from receiving disclosure or signing the agreement — not from when you stop operating, and not from when you first notice a problem. If a deadline looks close, get advice quickly; these are statutory limitation periods, not guidelines.

Does this apply to buying an existing franchise from another franchisee (a resale)?

Sometimes not. Section 5(7)(a) exempts a grant by an existing franchisee for their own account, provided the grant isn't effected by or through the franchisor and a few other conditions are met — in practice, resales often fail that exemption because the franchisor runs the transfer process. This checker assumes disclosure is required; see our franchise purchase page for the resale-exemption test.

Is this checker's result exact?

The day and year counts follow the Act's own wording exactly (s. 5(1), s. 6(1), s. 6(2)), including how a deadline lands when it falls on a date that doesn't exist in the target month (e.g. 29 February in a non-leap year rolls to 1 March). It doesn't assess whether your specific disclosure document was actually complete, or whether a resale exemption applies — a lawyer can confirm both before any deadline passes.

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What clients say

In their own words

“I was buying into an existing franchise system, and getting the franchise agreement explained before I signed made me feel prepared.”

E.C. · Franchise purchase · Simcoe County

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These are estimates for planning. They are not legal advice and they do not create a solicitor-client relationship. Last reviewed 23 September 2026.

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