Use this to see a monthly, bi-weekly or accelerated payment for a given rate and amortization, with Canadian semi-annual compounding.
LiveClosing cost calculatorLegal fees, disbursements, adjustments and land transfer tax.
LiveLand transfer tax calculatorOntario and Toronto, with the first-time buyer refund.
QuizAm I ready to make an offer?Six questions on financing, budget, conditions and paperwork. The result tells you what to do next, not what to buy.
Checklist builderWhich conditions should my offer include?Answer five questions about the home and your situation, and we list the conditions that usually belong in the offer and why. It is a starting point, not a substitute for a lawyer reviewing your specific offer.
TimelineWhat happens in the last three weeks before closing?Enter your closing date and see when each step lands, from lender instructions to keys. Treat the dates as typical, not fixed.
LiveHST new housing rebateFor new builds and substantial renovations.
LivePrincipal residence exemptionHow much of a gain the exemption shelters.
Checklist builderWhat will the lender and my lawyer ask me for?Tell us how you are paid, where the down payment comes from and what you are buying, and we list the documents to gather now. Your specific lender may ask for more, or less.
LiveOccupancy fee calculatorInterim occupancy on a new condo.
LiveAssignment sale HSTHST on an assignment sale.
Start a file online in about seven minutes, or ask a lawyer first. Flat, published fees.