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Damages for Loss of a Chance in Ontario Contract Claims

Learn how Ontario courts value a lost opportunity or lost chance in a contract claim, and how this differs from proving an ordinary damages claim.

Litigation5 min readTSLBy the Treadstone Law team · OntarioUpdated 2026-07
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Key takeaways
  • In a typical breach-of-contract claim, a plaintiff has to prove that a loss actually happened, generally on a balance of probabilities — meaning it is more likely than not that the loss…
  • When a breach deprives a plaintiff of the opportunity to compete for, or obtain, a benefit that depended on an uncertain future event — rather than depriving them of something they were…
  • - A breach that prevented a party from submitting a bid or tender in a competitive process - A breach of an agreement to refer business, introduce a counterparty, or facilitate a deal -…

Not every breach of contract costs someone a guaranteed benefit — sometimes it costs them a chance at one. Maybe a breach kept a bidder out of a competition they might have won, or cut short a process that might have led to a bigger deal. When the underlying benefit was never certain in the first place, Ontario courts have developed a distinct way of approaching damages: compensating the plaintiff for the value of the lost chance itself, rather than requiring proof that the outcome would definitely have happened.

This article explains when loss-of-chance reasoning applies in a contract case, how it differs from the ordinary approach to proving damages, and what kind of evidence tends to matter.

The Ordinary Rule: Prove It on a Balance of Probabilities

In a typical breach-of-contract claim, a plaintiff has to prove that a loss actually happened, generally on a balance of probabilities — meaning it is more likely than not that the loss occurred as claimed. If a plaintiff cannot clear that threshold for a particular outcome, they generally cannot recover damages tied to that outcome at all.

That all-or-nothing approach works reasonably well when the underlying question is factual and answerable: did the goods arrive damaged, did the services meet the contract specification, and so on. It works less well when the underlying question depends on how a third party, a market, or an uncertain process would have unfolded if the breach had not happened.

Where the Lost-Chance Approach Comes In

When a breach deprives a plaintiff of the opportunity to compete for, or obtain, a benefit that depended on an uncertain future event — rather than depriving them of something they were already entitled to — courts can take a different approach. Instead of asking whether the outcome would definitely have happened, the court can ask what the plaintiff’s chance of obtaining it was, and what that chance was worth.

Ordinary damages approachLoss-of-chance approach
Asks whether the outcome would have happened, on balance of probabilitiesAsks what the probability of the outcome was, and values that probability
All-or-nothing: proven on balance of probabilities, or not compensatedProportional: damages reflect the estimated likelihood of success
Works when the outcome depends on the plaintiff’s own conduct or clear factsWorks when the outcome depended on a third party’s decision or an uncertain process
The uncertainty is about whether a loss happened at allThe uncertainty is built into the value of what was lost

Situations Where This Comes Up

In each situation, the plaintiff is not claiming they would definitely have gotten the deal — they are claiming the breach took away their shot at it, and that shot had value.

What Courts Look For

Because a lost-chance claim is inherently about probability rather than certainty, courts look closely at the evidence available to estimate that probability, including:

A claim built on pure speculation, with no evidence about how likely the outcome actually was, is unlikely to succeed even under this more flexible framework.

Frequently asked questions

Do I need to prove I would have won to claim loss-of-chance damages?

No — that is the point of this approach. You need to show that you had a genuine chance the breach took away, and provide evidence a court can use to estimate how strong that chance was. You do not need to prove the outcome was more likely than not.

How is the dollar value of a lost chance calculated?

Courts generally estimate the value of the underlying benefit, then discount it by the estimated probability that the plaintiff would have obtained it. The details are fact-specific and depend heavily on the evidence available in each case.

Does this idea apply outside of contract law too?

The general concept of valuing a lost chance rather than requiring certainty appears in other areas of Ontario law as well, though the specifics of how and when it applies can differ. A lawyer can advise on whether it fits the facts of your particular claim.

What if there was no realistic chance at all?

If the evidence shows the plaintiff never had a meaningful chance at the benefit, a court is unlikely to award anything under this approach — it compensates for a real, evidenced opportunity, not a hypothetical one.

This article is general information, not legal advice. Reading it does not create a lawyer-client relationship. Ontario laws, tax rates, and government programs change, and how the law applies depends on your specific facts. For advice about your situation, speak with a licensed Ontario lawyer. Treadstone Law is licensed by the Law Society of Ontario — reach us at 1-844-900-1070 or start a file online.

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