Will my disability leave benefits still be there when the new owner takes over?
Your job protection while on disability leave carries forward the same way other protected leaves do — Ontario's Employment Standards Act, 2000 treats your employment as continuing, not restarting, when a new owner takes over an operating business, and separately protects your right to return to your job, or a comparable one, after a statutory leave ends.
The trickier question is often the disability benefit itself, if you're receiving payments through a group insurance or disability plan rather than statutory leave protection alone — that benefit is governed by the specific insurance policy and plan documents, not by the sale itself. If the new owner brings in a different insurer or benefits provider, there's a real risk of a coverage gap or a change in how an existing claim is administered, particularly if the transition isn't handled carefully.
This is worth following up on directly and in writing, even while you're off: ask specifically whether your current disability claim is continuing under the same insurer or transferring to a new one, and what happens to your claim during the changeover. Don't assume silence means everything is fine — get written confirmation before you need it.
Key takeaways
- Job protection during disability leave carries forward the same way as other protected leaves.
- The insurance benefit itself is governed by the plan and insurer, not the sale documents.
- A change in insurer can create a real risk of a coverage or claims-administration gap.
- Get written confirmation of what's happening to your specific claim, even while you're off work.