How do I report suspected financial abuse of an elderly relative in Ontario?

There are several avenues to report suspected financial abuse of an elderly relative in Ontario, and which ones make sense depends on the specific situation. Where the concern involves a suspected abuse of a power of attorney or a court-appointed guardian, or where the elderly person may be incapable and unprotected, the Public Guardian and Trustee's office is generally the right starting point, since it has authority to investigate and can step in to protect the person's property in appropriate cases.

Where the conduct involves theft, fraud, or another criminal offence, reporting to local police is also appropriate and can run alongside any civil or protective steps. Financial institutions can also be alerted directly if suspicious activity is happening through a specific bank account, since they can restrict transactions pending further information. Because the right combination of these steps depends on the details — whether the relative is capable, whether a power of attorney or guardian is involved, and how urgent the risk is — get legal advice early to make sure you're pursuing the most effective options together, rather than relying on just one avenue.