How do I find a missing beneficiary of an estate in Ontario?
If you cannot locate a named beneficiary, do not simply distribute their share and move on. A trustee who has given the required notice to creditors is not liable to a claimant they had no notice of, but that protection does not apply to heirs, next of kin, devisees or legatees claiming as such, and advertising for creditors does not protect a trustee who distributes without a missing beneficiary's share.
The usual route for direction is an application to the Superior Court of Justice for the court's opinion, advice or direction without starting an action. Where a judge passes final accounts and finds money belonging to a person whose address is unknown, that money must be paid into court. The court may also order trust money paid in on a trustee's application, and payment into court is a sufficient discharge for the money paid.
If a trustee breaches a trust, the court may relieve them wholly or partly if they acted honestly and reasonably and ought fairly to be excused. Keep a written record of every step you take to find the person, and speak with a lawyer about the right court process before you distribute.
Key takeaways
- Advertising for creditors does not protect a trustee who distributes without a missing beneficiary's share.
- An estate trustee may apply to the Superior Court of Justice for the court's opinion, advice or direction without starting an action.
- When final accounts are passed, money belonging to a person whose address is unknown must be paid into court.
- Under Trustee Act s. 36, payment into court under the trust-money provisions of that section is a sufficient discharge for the money paid.