Can the Family Responsibility Office seize funds from a payor's RRSP to collect unpaid support?

Retirement savings are not automatically placed entirely out of reach of support enforcement just because they're held in a registered account like an RRSP. Support obligations are generally treated as a priority debt, and the Family Responsibility Office's broader enforcement powers, including reaching various accounts and assets connected to the payor, can potentially extend to registered savings depending on the specific circumstances, even though such accounts often have more general protection from ordinary creditors.

Because the treatment of registered accounts in enforcement can be more technical than reaching an everyday bank account or a paycheque, and depends on the type of account, the specific arrears involved, and the enforcement route being used, this isn't something to assume works simply either way. A payor concerned about retirement savings being affected by outstanding arrears, or a recipient wondering whether pursuing this route makes sense for a larger arrears balance, should get legal advice specific to the accounts and amounts involved, rather than assuming RRSPs are either fully protected or fully exposed.