Can a real estate closing still complete if it goes past the land registry's daily cut-off time?

Ontario's electronic registration system operates within set daily windows, so a transfer that is not registered before that day's cutoff generally cannot be registered until the system reopens, typically the next business day. This does not necessarily mean your closing fails; it usually means the formal registration step gets pushed to the following business day while the rest of the closing proceeds as planned.

In this situation, lawyers commonly rely on the same tools used for other same-day registration problems: a solicitor's undertaking to register as soon as the system is available again, sometimes paired with a short gap closing so that funds and possession can still change hands on the scheduled date. Whether this is workable depends on both lawyers being willing to proceed this way and, in some cases, on lender requirements about when registration must actually occur. If your closing is running late in the day, ask your lawyer directly whether the registry's cutoff is a real concern for your file and what plan is in place if it is missed.