What can a buyer do if a tenant's hoarding or property damage is discovered before closing?

Discovering a hoarding situation or significant property damage before closing is a serious due-diligence issue that deserves immediate attention rather than being treated as a minor detail to sort out later. Arrange a professional inspection as soon as possible if one has not already been done, since the condition, extent, and cost of remedying the issue directly affect both the property's value and how quickly the unit could realistically be made safe and habitable.

Speak with your lawyer about the seller's obligations here, including whether the condition was disclosed or should have been, and whether there is any related history with the Landlord and Tenant Board, since a hoarding situation sometimes connects to prior disputes about entry, maintenance, or safety. Depending on what is found, your options may include negotiating a price adjustment, requiring the issue be addressed before closing, or, if serious enough, reconsidering whether to proceed at all. Because insurability and the ability to safely occupy or re-rent the unit can both be affected, treat this as a genuine risk factor rather than something to accept on the seller's word that it is manageable.