Muskoka District's six municipalities, from Huntsville and Bracebridge down to smaller townships like Georgian Bay, all close real estate files at the same flat fee, priced upfront and processed through the same online steps.
“The e-signing setup meant I didn't have to take time off work to get papers signed.”
T.I. · Home purchase · Barrie
Shared with permission. Initials changed to protect client privacy.
Six municipalities make up Muskoka District — Huntsville, Bracebridge, and Gravenhurst are the three largest, followed by Muskoka Lakes, Lake of Bays, and Georgian Bay. Fewer municipalities than counties like Niagara or Leeds and Grenville, but the same flat-fee approach applies across each of them: purchase closings are $1,354.87, sale closings $1,241.87, and mortgage refinance closings $1,241.87, flat and taxes included every time. Disbursements and land transfer tax are billed separately at cost, itemized so the total is clear before signing.
Huntsville · Bracebridge · Gravenhurst · Muskoka Lakes · Lake of Bays · Georgian Bay
The same transparent pricing everywhere in Ontario — no city surcharges, no estimates.
$1,354.87
Flat, taxes included. Disbursements & Land Transfer Tax extra, at cost.
How buying works →$1,241.87
Flat, taxes included. New mortgages, refinances & private lending.
How it works →Purchase price aside, this is what a buyer in Muskoka District sees on the closing statement: our fee, then the disbursements we estimate on your behalf, then the government taxes — each sourced and dated. We don't total these into one figure; disbursements vary by file and are itemized in your written quote.
| Line item | $600,000 | $900,000 | $1,200,000 |
|---|---|---|---|
| Our fee (flat, any price) — 13% HST included | $1,354.87 | $1,354.87 | $1,354.87 |
| Estimated disbursements — billed at cost, itemised in your written quote; they vary by file | |||
| Teranet search fees & disbursements (registrations, searches, bank fees) — estimate | $583.26 | $583.26 | $583.26 |
| Technology & file management — estimate | $332.05 | $332.05 | $332.05 |
| Title insurance (example premium, varies by insurer and price) | $513.80 | $805.40 | $1,097.00 |
| Government charges | |||
| Ontario land transfer tax | $8,475.00 | $14,475.00 | $20,475.00 |
| First-time buyer refunds, if you qualify | − up to $4,000 | − up to $4,000 | − up to $4,000 |
Disbursements vary by file and are itemized, estimated in writing, before any work begins — these lines are estimates, not quotes. Ontario refunds up to $4,000 of the land transfer tax for first-time buyers, applied by your lawyer at registration.
Sources: Ontario electronic land registration fee, 2026-09-17: ontario.ca (rises to $86.42 per instrument from 2026-11-02); TitlePLUS residential premium schedule, 2026-09-17: titleplus.ca; Ontario land transfer tax, 2026-09-17: ontario.ca.
See the full breakdown on our Ontario real estate lawyer fee guide or flat-fee pricing page.
Files across all six Muskoka District municipalities are handled through upload, e-signature, and phone or video calls, so no in-person meeting is required no matter which township the property is in.
No. The flat fee is the same across every one of the six municipalities in Muskoka District.
$1,354.87 for a purchase and $1,241.87 for a sale or mortgage refinance, both flat and taxes included. Disbursements and land transfer tax are separate, at cost, and appear on the statement of adjustments.
No. Muskoka District properties are subject to the provincial land transfer tax only, with no additional municipal levy.
Sourced, dated municipal and provincial data for Muskoka District — not legal advice, just the facts a closing touches.
Deals for Muskoka District register at the Muskoka Land Registry Office (LRO #35), filed electronically through ONLAND.
Source: Ontario, Land registry offices (LRO) directory. Retrieved 2026-09-17.
The property-tax adjustment on the statement of adjustments doesn't set up a new tax account — it simply divides the current tax bill between buyer and seller as of closing day, crediting whichever side prepaid past their ownership. After closing, the municipality bills the new owner directly.
Ontario land transfer tax is the largest single line on most closing statements, and it is due in full on closing day. Enter a price to see the bracket-by-bracket calculation, the first-time buyer refund, and — where they apply — the Toronto municipal tax and the Non-Resident Speculation Tax. Full workings and the rate sources are on the land transfer tax calculator.
Six Muskoka District municipalities, one flat price. Start your file today and know the exact fee before you commit to closing.