Haliburton County is four municipalities in cottage country, with Dysart et al and Minden Hills as the larger of the group and Highlands East and Algonquin Highlands rounding it out. Treadstone Law closes purchases, sales, and refinances across all four for one flat fee.
“The private sale I was part of had no realtor involved, and having someone walk me through what a realtor usually handles gave me confidence.”
Z.D. · Private home sale · Peterborough
Shared with permission. Initials changed to protect client privacy.
Haliburton County's four municipalities — Algonquin Highlands, Dysart et al, Highlands East, and Minden Hills — are all modest in year-round population, with Dysart et al and Minden Hills the larger two. Treadstone Law's flat fees don't shift with that size difference: $1,354.87 for a purchase, $1,241.87 for a sale, $1,241.87 for a mortgage refinance, taxes included, land transfer tax and disbursements added at cost. A cottage closing in Algonquin Highlands runs through the same document steps as one in Minden Hills.
Dysart et al · Minden Hills · Highlands East · Algonquin Highlands
The same transparent pricing everywhere in Ontario — no city surcharges, no estimates.
$1,354.87
Flat, taxes included. Disbursements & Land Transfer Tax extra, at cost.
How buying works →$1,241.87
Flat, taxes included. New mortgages, refinances & private lending.
How it works →Purchase price aside, this is what a buyer in Haliburton County sees on the closing statement: our fee, then the disbursements we estimate on your behalf, then the government taxes — each sourced and dated. We don't total these into one figure; disbursements vary by file and are itemized in your written quote.
| Line item | $600,000 | $900,000 | $1,200,000 |
|---|---|---|---|
| Our fee (flat, any price) — 13% HST included | $1,354.87 | $1,354.87 | $1,354.87 |
| Estimated disbursements — billed at cost, itemised in your written quote; they vary by file | |||
| Teranet search fees & disbursements (registrations, searches, bank fees) — estimate | $583.26 | $583.26 | $583.26 |
| Technology & file management — estimate | $332.05 | $332.05 | $332.05 |
| Title insurance (example premium, varies by insurer and price) | $513.80 | $805.40 | $1,097.00 |
| Government charges | |||
| Ontario land transfer tax | $8,475.00 | $14,475.00 | $20,475.00 |
| First-time buyer refunds, if you qualify | − up to $4,000 | − up to $4,000 | − up to $4,000 |
Disbursements vary by file and are itemized, estimated in writing, before any work begins — these lines are estimates, not quotes. Ontario refunds up to $4,000 of the land transfer tax for first-time buyers, applied by your lawyer at registration.
Sources: Ontario electronic land registration fee, 2026-09-17: ontario.ca (rises to $86.42 per instrument from 2026-11-02); TitlePLUS residential premium schedule, 2026-09-17: titleplus.ca; Ontario land transfer tax, 2026-09-17: ontario.ca.
See the full breakdown on our Ontario real estate lawyer fee guide or flat-fee pricing page.
A lawyer licensed in Ontario can act on a Haliburton County closing regardless of where their office sits — proximity inside the county isn't part of how the role works.
$1,241.87 flat, taxes included, the same whether the property is in Dysart et al, Minden Hills, or one of the two smaller townships.
Algonquin Highlands, Dysart et al, Highlands East, and Minden Hills make up the county's four municipalities.
No — the flat purchase and sale fees apply to any residential closing in the county; only land transfer tax and disbursements vary with the deal itself.
Sourced, dated municipal and provincial data for Haliburton County — not legal advice, just the facts a closing touches.
Deals for Haliburton County register at the Haliburton Land Registry Office (LRO #19), filed electronically through ONLAND.
Source: Ontario, Land registry offices (LRO) directory. Retrieved 2026-09-17.
The property-tax adjustment on the statement of adjustments doesn't set up a new tax account — it simply divides the current tax bill between buyer and seller as of closing day, crediting whichever side prepaid past their ownership. After closing, the municipality bills the new owner directly.
Ontario land transfer tax is the largest single line on most closing statements, and it is due in full on closing day. Enter a price to see the bracket-by-bracket calculation, the first-time buyer refund, and — where they apply — the Toronto municipal tax and the Non-Resident Speculation Tax. Full workings and the rate sources are on the land transfer tax calculator.
One flat fee for closings across Haliburton County's four municipalities. Reach out to start your file, wherever in the county the property sits.