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Study Permits for Master's and PhD Programs in Ontario: What's Different

How a study permit application for a master's or PhD program in Ontario differs from an undergraduate one — funding, work rights, and PGWP eligibility.

Immigration6 min readTSLBy the Treadstone Law team · OntarioUpdated 2026-07
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Key takeaways
  • Every study permit application, regardless of degree level, still needs: - A letter of acceptance from a designated learning institution (DLI) — the only institutions IRCC will issue…
  • The acceptance letter carries more weight A graduate acceptance letter often names a specific supervisor, research area, or funding package.
  • Regardless of degree level, a study permit authorizes study — it does not, on its own, authorize open-ended work.

Applying for a study permit for a graduate program in Canada looks similar on paper to an undergraduate application — the same form, the same government department, the same basic idea of proving you'll study and leave (or transition to another status) when you're done. But a master's or doctoral applicant is usually further along in life, often has a family, and is entering a program with its own funding structure. Those differences change what a strong application looks like.

This article walks through where graduate study permit applications diverge from undergraduate ones, so you know what to line up before you apply.

How the Core Application Stays the Same

Every study permit application, regardless of degree level, still needs:

None of that changes because you're pursuing a master's or PhD instead of a bachelor's degree.

Where Graduate Applications Diverge

1. The acceptance letter carries more weight

A graduate acceptance letter often names a specific supervisor, research area, or funding package. Officers reviewing a graduate file are looking for a coherent story: this program, this research fit, this funding — all pointing toward a genuine student, not a work-around into Canada.

2. Funding often comes from the institution, not your own savings

Undergraduate applicants typically show personal or family savings. Graduate applicants — especially PhD candidates — are frequently funded through a research assistantship, teaching assistantship, or scholarship from the university itself. That funding still has to be documented, but the shape of the proof is different: an offer letter or funding agreement from the institution, rather than a bank statement alone.

3. Timelines can be longer and less predictable

A PhD can run several years, sometimes with milestones (comprehensive exams, thesis defence) that shift the expected completion date. Build some flexibility into how you plan permit renewals, because a multi-year program is more likely to need at least one extension before you finish.

4. Family accompaniment is more common

Graduate students are, on average, older and more likely to have a spouse or children who want to come to Canada with them. A spouse or common-law partner may be able to apply for their own work permit or visitor status depending on the principal applicant's program and current eligibility rules — those rules have changed more than once in recent years, so confirm the current criteria before assuming eligibility rather than relying on what applied to a friend or colleague even a year or two ago.

Working While You Study

Regardless of degree level, a study permit authorizes study — it does not, on its own, authorize open-ended work. Full-time postsecondary students who meet the conditions on their permit may generally work off campus without a separate work permit, but that authorization is narrower than a standalone work permit and comes with conditions you're responsible for tracking. On-campus work (including many research and teaching assistantships tied to your own program) is generally treated differently from off-campus employment. Because the specific rules around hours and eligibility are updated periodically by the government, always check your permit's conditions and the current federal rules before taking on paid work.

Post-Graduation Work Permit: A Meaningful Advantage for Degree Holders

The Post-Graduation Work Permit (PGWP) program is one area where completing a graduate degree carries a real, fact-sheet-confirmed advantage. For study permits issued on or after November 1, 2024, non-degree programs (below the bachelor's level) must be in an eligible field of study to qualify a graduate for a PGWP. Degree programs — bachelor's and above, which includes master's and PhD programs — are exempt from that field-of-study restriction.

That doesn't mean every graduate degree automatically qualifies for a PGWP; you still need to meet the other eligibility rules, including graduating from a DLI and meeting program-length requirements, and PGWP length is generally tied to how long your program was, up to a maximum. Most people are also eligible for only one PGWP in their lifetime, so how you structure a multi-program academic path matters.

Quick Comparison

FactorUndergraduateGraduate (Master's/PhD)
Typical funding proofPersonal/family savingsInstitutional funding letter, RA/TA offer, or scholarship
Program lengthUsually a fixed, standard termOften variable, especially PhD
Family accompanimentLess commonMore common
PGWP field-of-study restrictionApplies if program is below bachelor's levelExempt (degree-level program)

Frequently asked questions

Do I need a new study permit if I go straight from a bachelor's to a master's at the same school?

Not automatically — but you generally need to apply to extend or amend your permit before your current one expires or your authorized program of study changes, since your permit is tied to your current program. Apply for the extension well before your existing permit runs out.

Does a scholarship or assistantship replace the need to show proof of funds?

It can help demonstrate financial support, but you still need to show you can cover your overall costs. See our companion article on scholarships and study permit requirements for more detail.

Can my research supervisor's funding letter count as proof of funds?

Often yes, if it clearly documents an amount and duration of institutional support, but officers still look at your total financial picture. Confirm exactly what documentation your visa office expects before you submit.

Is a PhD study permit harder to get approved than an undergraduate one?

Not inherently — officers assess each application on its own facts, including program fit, funding, and ties. A well-documented graduate file with a clear funding story is generally viewed favourably, but there's no guaranteed outcome for any application.

This article is general information, not legal advice. Reading it does not create a lawyer-client relationship. Ontario laws, tax rates, and government programs change, and how the law applies depends on your specific facts. For advice about your situation, speak with a licensed Ontario lawyer. Treadstone Law is licensed by the Law Society of Ontario — reach us at 1-844-900-1070 or start a file online.

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