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Private Road Maintenance Disputes for Ontario Cottage Owners

Who pays for plowing and repairs on a private cottage road in Ontario? Learn how agreements, access road rules and long-standing use fit together.

Real Estate4 min readTSLBy the Treadstone Law Team · OntarioUpdated November 6, 2026
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Key takeaways
  • Who pays for plowing and repairs usually depends on the written agreements and title documents tied to your road, so find them first.
  • An owner generally cannot close a privately owned access road without a court order, apart from limited listed exceptions.
  • Some roads that look private are road allowances controlled by a municipality or the Minister, which changes who has jurisdiction over them.

Private roads are common near cottages, and so are arguments about them. One owner wants the road plowed in March, another does not use the cottage in winter, and a washout leaves everyone asking who should pay.

The answer usually starts with paper: a road agreement, an association's rules, or wording in your deed. This article explains how to find those documents, what the Road Access Act and long-use rules can mean for a private road, and how to approach a dispute. The specific amounts and enforcement steps for your road depend on your documents, so a lawyer can confirm them.

Start with the paper trail

There is no single rule that every cottage on a private road must share costs equally. Your obligations depend on what was agreed and what is registered. Look for these documents:

If you are unsure whether an agreement binds you or a new buyer, ask a lawyer. Informal arrangements are harder to enforce than written, registered ones.

Is it really a private road?

Some roads near lakes and rivers are not purely private. A shore road allowance is a strip one chain (66 feet) wide set aside in the 1800s for public roads. Inside a municipality, road allowances are under the municipality's jurisdiction unless legally stopped up and sold. In unorganized territory, road allowances and Crown-dedicated roads are under the Minister of Natural Resources.

That matters because the status of the road decides who has jurisdiction over it. What that means for repairs on your particular road depends on the facts, so it is worth confirming with a lawyer. Ask the municipality in writing how it classifies the road.

Entrances also matter. A permit from the Ministry of Transportation is needed to build a new entrance onto a provincial highway or to upgrade or change an existing one within MTO Controlled Areas, and entrance permits do not pass with title, so a buyer must apply to validate an existing entrance. Permits for municipal or county road entrances come from the municipality under its own by-laws.

Access roads and the Road Access Act

Under the Road Access Act, an access road is a privately owned road that is not a public highway and serves as a motor-vehicle route to one or more parcels. A landowner generally cannot close such a road without a court order, apart from limited listed exceptions.

For a maintenance dispute, this means one owner cannot usually gate the road to pressure others to pay. That conflict is better handled through the agreement, negotiation or a lawyer's advice.

Rights acquired through long use

Sometimes an owner uses a neighbour's road for years with no written right. An easement can be acquired by prescription through 20 years of continuous, uninterrupted, open and peaceful use as of right, meaning the owner knowingly put up with it rather than merely giving permission.

Land Titles land is different. Section 51(1) of the Land Titles Act bars acquiring any right adverse to the registered owner by prescription, so a prescriptive easement over Land Titles land must be based on 20 years of use completed before the land entered the Land Titles system.

If your right to use the road is unclear, address that before you argue about costs. A right of use and a duty to contribute are separate questions, and your documents should speak to both.

What to do next

Frequently asked questions

Who has to pay for plowing a private cottage road?

It depends on the agreements, deed wording and any association rules tied to the road. Without a clear document, the answer is harder, so gather your records and ask a lawyer.

Can I block the road if neighbours won't pay their share?

Generally not without risk. An owner usually cannot close a privately owned access road without a court order, apart from limited listed exceptions. Get legal advice first.

Can I stop someone gaining a right-of-way by long use?

The Road Access Act allows one closure of no more than 24 hours a year to prevent prescriptive rights from being acquired. Prescription requires 20 years of use as of right, and Land Titles land follows a different rule.

Is the municipality responsible for my road?

Only if it is a municipal road or a road allowance the municipality controls. Inside a municipality, road allowances are under its jurisdiction unless legally stopped up and sold. Ask the municipality to confirm the status in writing.

This article is general information, not legal advice. Reading it does not create a lawyer-client relationship. Ontario laws, tax rates, and government programs change, and how the law applies depends on your specific facts. For advice about your situation, speak with a licensed Ontario lawyer. Treadstone Law is licensed by the Law Society of Ontario — reach us at 1-844-900-1070 or start a file online.

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