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How the Family Responsibility Office Enforces Support

Learn how Ontario's Family Responsibility Office collects support, the enforcement tools it can use, the fees involved, and how to fix mistakes.

Family Law5 min readTSLBy the Treadstone Law Team · OntarioUpdated October 28, 2026
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Key takeaways
  • The Family Responsibility Office (FRO) has many enforcement tools, including bank garnishment, licence suspension and credit reporting.
  • FRO may charge a $400 administrative fee if it takes enforcement action.
  • A default hearing notice gives you 10 days to act.
  • If you miss a notice deadline, contact FRO right away.

If you are owed support that is not being paid, or you are the one who has fallen behind, the Family Responsibility Office is likely to be involved. FRO enforces support orders, and it has far-reaching tools to collect money.

This article explains what those tools are, what a default hearing means, and how to fix mistakes. Whether you are a recipient or a payor, acting early usually makes things easier.

What FRO's enforcement tools are

FRO can use several collection methods, often at the same time. The table below summarizes the main ones.

ToolHow it works
Bank garnishmentUp to 100% of arrears in a sole account; joint accounts are limited to 50%, held for 30 days
Federal deductionsUp to 50% of EI or CPP-type income, and up to 100% of tax refunds
Credit bureau reportingAfter more than 60 days without payment and a 15-day notice; the entry stays for six years
Licence and passport actionDriver's licence suspension, plus federal licence and passport suspension
Property enforcementProperty liens and writs of seizure and sale
Other measuresReporting to professional bodies, and seizure of a lottery prize over $1,000

Fees, default hearings and what a judge can do

FRO may charge a $400 administrative fee if it takes enforcement action.

If you receive a default hearing notice, you have 10 days to act. At the hearing, a judge can order payment plans, change the support order, or order jail time. Because the consequences can be serious, do not ignore the notice. Speak with a lawyer if you can, and bring records of your income and payments.

Fixing errors with FRO

Mistakes do happen. FRO's guidance covers several common situations.

You can reach FRO at 416-326-1817 or 1-800-267-4330, Monday to Friday, 8:00 a.m. to 5:00 p.m..

If your circumstances have changed

If your situation has genuinely changed, how to deal with the order depends on your circumstances, so it is worth confirming with a lawyer. Under the Child Support Guidelines, where the amount includes a table determination, a change of circumstances means any change that would result in a different child support order. Under the Divorce Act, before varying a child support order the court must be satisfied that such a change has occurred. A court may vary, rescind or suspend an order, retroactively or prospectively.

Whether a change is enough, and how far back relief could go, depends on the facts. A lawyer can tell you whether it is worth applying.

Which court deals with support

Under the Divorce Act, which applies to married spouses only, a court of competent jurisdiction may vary, rescind or suspend an order, retroactively or prospectively. Ontario has more than one court that hears support cases. The table below shows how the two main courts differ.

CourtWhat it hears
Ontario Court of JusticeParenting, child and spousal support, and enforcement of support, but not divorce or property division
Superior Court of JusticeDivorce, division of family property, claims about the family home, parenting time and decision-making, child support and spousal support

The Family Court Branch of the Superior Court of Justice is located in 25 locations, including Barrie, Lindsay and Peterborough. It is the only court in Ontario that can hear all types of family law cases. A family case usually starts in the municipality where you or your spouse lives. If you are unsure where to start, call the family court office in your area.

Where married spouses are in a Divorce Act proceeding, the parties must, to the extent appropriate, try to resolve the matters that may be the subject of an order through a family dispute resolution process. Whether that fits your situation is worth confirming with a lawyer.

What to do next

Frequently asked questions

Can FRO take money from a joint bank account?

Yes. Garnishment of a joint account is limited to 50%, and the money is held for 30 days. For a sole account, FRO can garnish up to 100% of arrears.

How much does FRO enforcement cost?

FRO may charge a $400 administrative fee if it takes enforcement action. Your own legal costs, if any, are separate.

What if FRO filed a writ against me by mistake?

If the writ was filed by mistake, such as someone with the same name, submit the confirmation of identity letter request form. Review takes about five business days.

What happens at a default hearing?

A notice gives you 10 days to act. A judge can order payment plans, change the support order, or order jail time. Take the notice seriously and get advice if you can.

Can a court change my support order if my income changes?

Under the Divorce Act, which applies to married spouses only, a court may vary, rescind or suspend an order, retroactively or prospectively. If your order was made under another statute, or you were not married, how this applies depends on your situation. Whether a change in your income is enough depends on your facts, so it is worth confirming with a lawyer.

Which court can change a support order?

Both the Ontario Court of Justice and the Superior Court of Justice hear child and spousal support. Only the Superior Court hears divorce and property division. Which one is right for you depends on what else is in dispute, so a lawyer can confirm.

Sources

Links go to official government, court and regulator pages. The law changes — confirm you are reading the current version.

This article is general information, not legal advice. Reading it does not create a lawyer-client relationship. Ontario laws, tax rates, and government programs change, and how the law applies depends on your specific facts. For advice about your situation, speak with a licensed Ontario lawyer. Treadstone Law is licensed by the Law Society of Ontario — reach us at 1-844-900-1070 or start a file online.

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