Is there a dollar limit on assets an ODSP recipient can hold without needing a full Henson trust?

Yes, ODSP does apply asset limits to what a recipient can hold directly in their own name before it affects eligibility. ODSP is a means-tested program, and holding assets above the permitted threshold outside of an exempt trust structure can reduce or suspend benefits. However, the exact current dollar threshold isn't something to rely on from a general article, since these program limits are set by ODSP policy and can be updated. The accurate, current number should come directly from ODSP or a caseworker rather than a secondhand figure.

A Henson trust becomes relevant specifically because it's a way to hold larger amounts of money for a beneficiary's benefit without those assets being counted against that limit at all. Since the trustee, not the beneficiary, controls if and when payments happen, the trust property generally isn't treated as the beneficiary's personal asset in the first place. So the "limit" question and the "do I need a trust" question are related but different: below the threshold, a recipient may be able to hold modest personal savings directly, while above it, a properly drafted discretionary trust is the common solution.

Confirm the current threshold directly with ODSP before making any decisions based on an assumed number.