What kinds of disputes can I take to Small Claims Court in Ontario?
Small Claims Court in Ontario handles civil monetary claims up to $35,000 (as of recent rules). It is designed to be simpler, faster, and less expensive than the Superior Court of Justice. You do not need a lawyer to participate, though having one can still be helpful.
The types of disputes that belong in Small Claims Court include unpaid debts, breaches of contract, damage to property, and minor personal injury claims where the amount sought is within the limit. Claims for more than $35,000 go to the Superior Court, though you can voluntarily reduce your claim to $35,000 to use Small Claims Court if you choose to forgo the excess.
Small Claims Court has its own simplified rules for filing, service, and hearings. Costs awards in Small Claims Court are much lower than in Superior Court, which keeps the stakes manageable. If you win, enforcement may still require separate steps such as debtor examinations or wage garnishments. Small Claims Court can be an efficient and proportionate way to resolve lower-value disputes.
Key takeaways
- Small Claims Court handles monetary claims up to $35,000 in Ontario.
- It is simpler and less formal than the Superior Court.
- You can represent yourself, though a lawyer can improve your chances.
- Costs awards are limited; enforcement requires separate steps if the other party does not pay voluntarily.