What fixtures and chattels are typically included when buying a house in Ontario?
The Agreement of Purchase and Sale distinguishes between fixtures (items permanently attached to the property) and chattels (moveable items). As a general rule, fixtures are included in the sale unless the agreement specifically excludes them; chattels are excluded unless the agreement specifically includes them.
Typical fixtures included in a sale are built-in appliances, light fixtures, window blinds or curtains on rods attached to the wall, and built-in cabinetry. Typical chattels that must be listed to be included are refrigerators, stoves, washing machines, dryers, and garage door openers.
Disputes about what was supposed to be included are common and preventable. Before signing or finalizing your offer, walk through the property and note anything you want to confirm is included. Have your agent or lawyer add it explicitly to the agreement's included chattels list. When you do your final walkthrough before closing, verify that all included items are still on the premises and in the same condition as when you agreed to purchase.
Key takeaways
- Fixtures (permanently attached items) are generally included unless excluded.
- Chattels (moveable items) are generally excluded unless listed in the agreement.
- List every item you want explicitly in the agreement to avoid disputes.
- Confirm included items remain on the property during your final walkthrough.