Is there a tax credit for renovations that make an Ontario home more accessible for a senior or person with disability?

Yes. The Home Accessibility Tax Credit (HATC) is a federal non-refundable credit for eligible renovation expenses on a qualifying home. It applies to work that allows a qualifying individual — someone 65 or older or someone eligible for the Disability Tax Credit — to be more mobile or functional in their home or to reduce the risk of harm.

Examples of qualifying work include widening doorways for wheelchair access, installing grab bars, lowering countertops, and adding wheelchair ramps. The credit is calculated on a maximum eligible amount of expenses per year, at the lowest federal tax rate (15%). There is also an Ontario Healthy Homes Renovation Tax Credit that previously existed provincially, though provincial programs change — check whether it remains available in its current form.

Eligible expenses must be for work done on the qualifying individual's primary residence in Canada. The individual, their spouse or common-law partner, or another supporting family member can claim the credit on their return. Keep all invoices and receipts. The HATC can be combined with the Medical Expense Tax Credit in some situations if the same renovation qualifies under both.