What documents should I receive when I close on an Ontario condo?

When you close on an Ontario condominium purchase, your real estate lawyer will provide a reporting letter that summarizes the transaction and confirms registration of title. Beyond what you receive from the lawyer, you should expect to receive certain documents from the condominium corporation.

Under the Condominium Act, 1998, when a seller transfers ownership of a unit, the corporation must provide the new owner with a welcome package within a specified time period. This package typically includes the current declaration, by-laws, and rules; the most recent audited financial statements; the current insurance certificate; the most recent reserve fund study; and any other documents specified by regulation.

Keep all of these documents accessible — you will refer to them if you want to understand your rights regarding renovations, pets, rentals, or any dispute. If you don't receive the welcome package within the required period after closing, contact the corporation or property manager in writing to request it.